122 Gander Gap Rd, Hiawassee, GA 30546 Property Records

Towns County property record for 122 Gander Gap Rd, Hiawassee, GA 30546

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,176 sqft · built 2000
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Nov 2022)
Tax Bill	$1,154 (2025)
Deeds & Mortgages	Mar 2013 Mortgage Oct 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0034D069A`

Property Details

APN / Parcel Number

Primary APN	`0034D069A`
Alternative APN	`6333`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,176 sqft Heated Area
1st Floor Area	1,176 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	54,450 sqft (1.25 acres)
Porch	Patio
Porch Area	280 sqft
Deck Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6333
Street Address	122 GANDER GAP RD
City	HIAWASSEE
State	GA
Zip	30546-4629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BMP LT 258 TRACT 1
Legal Subdivision	BMP - LARGER LOTS
Legal Tract	1
Legal Lot Number	258
Jurisdiction	TOWNS GA
Township / Civil Division	MACEDONIA
Census Block Group	1
Census Block	1037
Census Tract	960200

Owner

122 Gander Gap Rd is owned and occupied by two individuals who bought it in November 2022.

Source: Towns County records, as of March 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	122 GANDER GAP RD, HIAWASSEE, GA 30546-4629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2013	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Oct 28, 2022	Warranty Deed, Transfer · Conventional Mortgage LIM KUY
Oct 28, 2022	Warranty Deed, Transfer · Conventional Mortgage LIM KUY
Oct 3, 2022	Foreclosure Foreclosure Auction
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage LIM KUY
Aug 10, 2021	Warranty Deed, Transfer
Aug 10, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2022 · Amount on File
Deed Sale	Nov 9, 2022 · Amount on File
Prior Sale	Oct 3, 2022
Deed Document Number	20221323
Deed Book / Page	706 / 573
Record Updated	Jun 8, 2026

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNS GA
Property Address	122 GANDER GAP RD, HIAWASSEE, GA 30546-4629
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000530/682
Date	Mar 19, 2013
Book Page	530/682

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2028

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOWNS GA
Recording Date	Oct 28, 2022
Property Address	122 GANDER GAP RD, HIAWASSEE, GA 30546-4629
Document Number	000706/573
Book / Page	706 / 573
Instrument Date	Oct 28, 2022
Instrument	2022-001323
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 GANDER GAP RD, HIAWASSEE, GA 30546-4629

Mortgage

Document Number	0000000706/0000000576
Date	Nov 9, 2022
Book Page	0000000706/0000000576

Lender

Name	LIM KUY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2027

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOWNS GA
Recording Date	Oct 28, 2022
Property Address	122 GANDER GAP RD, HIAWASSEE, GA 30546-4629
Document Number	000706/573
Book / Page	706 / 573
Instrument Date	Oct 28, 2022
Instrument	2022-001323
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 GANDER GAP RD, HIAWASSEE, GA 30546-4629

Mortgage

Document Number	0000706576
Date	Oct 28, 2022
Instrument	706/576

Lender

Name	LIM KUY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	51 Months
Due	Jan 1, 2027

October 2022: Foreclosure

Document Type	Foreclosure
Jurisdiction	TOWNS GA
Recording Date	Oct 3, 2022
Property Address	122 GANDER GAP RD, HIAWASSEE, GA 30546-4629
Document Number	000704/760
Book / Page	704 / 760
Instrument Date	Oct 3, 2022
Instrument	2022-001214
Transaction Type	Foreclosure
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 ASHLEY LN, YOUNG HARRIS, GA 30582-2232

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNS GA
Property Address	122 GANDER GAP RD, HIAWASSEE, GA 30546-4629
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 GANDER GAP RD, HIAWASSEE, GA 30546-4629

Mortgage

Document Number	0000000681/0000000480
Date	Aug 10, 2021
Book Page	0000000681/0000000480

Lender

Name	LIM KUY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOWNS GA
Recording Date	Aug 10, 2021
Property Address	122 GANDER GAP RD, HIAWASSEE, GA 30546-4629
Document Number	681/478
Book / Page	681 / 478
Instrument Date	Aug 10, 2021
Instrument	2021-001091
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 ASHLEY LN, YOUNG HARRIS, GA 30582-2232

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOWNS GA
Recording Date	Aug 10, 2021
Property Address	122 GANDER GAP RD, HIAWASSEE, GA 30546-4629
Document Number	681/479
Book / Page	681 / 479
Instrument Date	Aug 10, 2021
Instrument	2021-001092
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 GANDER GAP RD, HIAWASSEE, GA 30546-4629

Tax Assessment & Valuation

The 2025 property tax bill for 122 Gander Gap Rd was $1,154.

Source: Towns County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Towns County
Unified School District	Towns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,154.00	$123,229 Land $8,800 Building $114,429	$308,073 Land $22,000 Building $286,073
2023		$91,643 (+28.49%) Land $8,000 Building $83,643	$229,107 (+28.49%) Land $20,000 Building $209,107
2022	$986.00	$71,325 Land $6,000 Building $65,325	$178,313 Land $15,000 Building $163,313

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 122 Gander Gap Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	6 (2013–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Gander Gap Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIAWASSEE serves 5,496 people · EPA ID GA2810000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL	1,000 / 25
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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