122 Eldredge Ave, Cape May, NJ 08204 Property Records

Cape May County and West Cape May Borough property record for 122 Eldredge Ave, Cape May, NJ 08204

Property Summary

Property Type	Single Family Home
Details	2,128 sqft · built 1890
Lot Size	0.294 acres (12,825 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,050,000 (Feb 2022)
Tax Bill	$9,882 (2024)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12 00007-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`12 00007-0000-00023`
Alternative APN	`12-00007-0000-00023-01`

Interior

Stories	2 Stories
Building Area	2,128 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Frame
Lot Area	12,825 sqft (0.294 acres)
Lot Dimensions	106 ft deep x 47 ft wide

Location & Zoning

Old Parcel Number	12 00007-0000-00023
Street Address	122 ELDREDGE AVE
City	CAPE MAY
State	NJ
Zip	08204-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD B9-L10,11
Legal Block	7
Legal Lot Number	23.1
Jurisdiction	CAPE MAY NJ
Township / Civil Division	WEST CAPE MAY
Census Block Group	3
Census Block	3031
Census Tract	21900

Owner

Source: Cape May County and West Cape May Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 HANDLEY CT, CRANBURY, NJ 08512-3147
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed, Transfer · Stand-Alone First Mortgage OCEANFIRST BANK
Apr 19, 2021	Grant Deed, Transfer STONE CAPITAL LLC
Feb 11, 2019	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2022 · Amount on Record
Deed Sale	Feb 8, 2022 · Amount on Record
Prior Sale	Apr 19, 2021 · Amount on Record
Deed Document Number	20224861
Deed Book / Page	4038 / 575
Record Updated	Oct 29, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Feb 8, 2022
Property Address	122 ELDREDGE AVE, CAPE MAY, NJ 08204-1228
Document Number	0000004861
Book / Page	D4038 / 575
Instrument Date	Feb 7, 2022
Instrument	2022004861
Transaction Type	Transfer
Record Updated	Mar 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 HANDLEY CT, CRANBURY, NJ 08512-3147

Mortgage

Document Number	0000004862
Date	Feb 8, 2022
Instrument	2022004862

Lender

Name	OCEANFIRST BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Apr 19, 2021
Property Address	122 ELDREDGE AVE, CAPE MAY, NJ 08204-1228
Document Number	0039780683
Book / Page	003978 / 000683
Instrument Date	Mar 30, 2021
Instrument	19243
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	SEABOARD TITLE AGENCY, SEABOARD TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	108 BURGINS LN WEST CAPE MAY NJ 082041246, WEST CAPE MAY, NJ 08204-1246

Mortgage

Document Number	63770099
Date	Apr 19, 2021
Book Page	006377/000099
Instrument	19244

Lender

Name	STONE CAPITAL LLC
Address	11825 PARADISE HALITE, STONE HARBOR, NJ 08247

Agreement

Amount	Amount Recorded

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	122 ELDREDGE AVE, CAPE MAY, NJ 08204-1228
Document Number	0060440999
Instrument Date	Feb 11, 2019
Transaction Type	Mortgage
Record Updated	Jun 8, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 ELDREDGE AVE CAPE MAY NJ 082041228, CAPE MAY, NJ 08204-1228

Mortgage

Document Number	0060440999
Date	Mar 1, 2019
Book Page	006044/000999
Instrument	85272

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cape May County and West Cape May Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	West Cape May Borough
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	West Cape May Borough School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$657,100 (-) Land $298,700 Building $358,400	$657,100 (-) Land $298,700 Building $358,400
2025		$657,100 (+8.56%) Land $298,700 Building $358,400	$657,100 (+8.56%) Land $298,700 Building $358,400
2024	$9,882.00 (+20.5%)
2023		$605,300 Land $298,700 Building $306,600	$605,300 Land $298,700 Building $306,600
2022	$8,201.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 213 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	274 units insured incl. 61 condo units
Nearby Flood Claims	98 (1978–2023)
Claims Outside the SFHA	10 of 98
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims Severe Coastal Storm, Jan 1992 · 11 claims Hurricane Gloria, Sep 1985 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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