Cape May County and West Cape May Borough property record for 120 Eldredge Ave, Cape May, NJ 08204
| Property Type | Single Family Home |
|---|---|
| Details | 2,444 sqft · built 2023 |
| Lot Size | 0.123 acres (5,349 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $800,000 (May 2022) |
| Tax Bill | $11,755 (2024) |
| Deeds & Mortgages | Apr 2023 Refinance Jul 2023 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 12-00007-0000-00023-02 |
| Primary APN | 12-00007-0000-00023-02 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,444 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Construction Type | Frame |
| Lot Area | 5,349 sqft (0.123 acres) |
| Lot Dimensions | 107 ft deep x 50 ft wide |
| Street Address | 120 ELDREDGE AVE |
|---|---|
| City | CAPE MAY |
| State | NJ |
| Zip | 08204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 7 |
| Legal Lot Number | 23.2 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | WEST CAPE MAY |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 21900 |
120 Eldredge Ave is owned by two individuals who acquired it in June 2023.
Source: Cape May County and West Cape May Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3737 N VERMONT ST, ARLINGTON, VA 22207-4539 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 4, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 7, 2023 | Deed, Transfer SHORE TITLE |
| May 26, 2022 | Deed, Transfer · Conventional Mortgage NEWFIELD NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2022 · Amount on File |
| Deed Sale | May 26, 2022 · Amount on File |
| Deed Document Number | 202218231 |
| Deed Book / Page | 4059 / 59 |
| Last Transfer Date | Jun 24, 2023 |
| Transfer Doc | 0000015003 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 120 ELDREDGE AVE, CAPE MAY, NJ 08204-1228 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Title Company | SHORE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000007185 |
|---|---|
| Date | Apr 4, 2023 |
| Book Page | M6636/773 |
| Instrument | 2023007185 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.06% |
| Change Frequency | 6 Months |
| Max Rate At Change | 0.03% |
| Index | Other |
| Max Rate | 0.11% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Jul 7, 2023 |
| Property Address | 120 ELDREDGE AVE, CAPE MAY, NJ 08204-1228 |
| Document Number | 0000015003 |
| Book / Page | D4123 / 282 |
| Instrument Date | Jun 24, 2023 |
| Instrument | 2023015003 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Title Company | SHORE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3737 N VERMONT ST, ARLINGTON, VA 22207-4539 |
| Name | Verified Name |
|---|---|
| Address | 3737 N VERMONT ST, ARLINGTON, VA 22207-4539 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | May 26, 2022 |
| Property Address | 120 ELDREDGE AVE, CAPE MAY, NJ 08204-1228 |
| Document Number | 0000018231 |
| Book / Page | D4059 / 59 |
| Instrument Date | May 12, 2022 |
| Instrument | 2022018231 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3737 N VERMONT ST, ARLINGTON, VA 22207-4539 |
| Document Number | 0000018232 |
|---|---|
| Date | May 26, 2022 |
| Instrument | 2022018232 |
| Name | NEWFIELD NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Cape May County and West Cape May Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | West Cape May Borough |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | West Cape May Borough School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $781,600 (-) Land $271,200 Building $510,400 | $781,600 (-) Land $271,200 Building $510,400 | |
| 2025 | $781,600 Land $271,200 Building $510,400 | $781,600 Land $271,200 Building $510,400 | |
| 2024 | $11,755.00 | ||
| 2023 | $271,200 (-) Land $271,200 | $271,200 (-) Land $271,200 | |
| 2022 | $3,674.00 (+5.85%) | $271,200 Land $271,200 | $271,200 Land $271,200 |
| 2021 | $3,471.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 120 Eldredge Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 213 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 274 units insured incl. 61 condo units |
| Nearby Flood Claims | 98 (1978–2023) |
| Claims Outside the SFHA | 10 of 98 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Eldredge Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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