122 Echo Ln, Centreville, MD 21617 Property Records

Queen Anne's County property record for 122 Echo Ln, Centreville, MD 21617

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,972 sqft · built 2011
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Individual Names on Record
Last Sale	$334,726 (Jun 2011)
Tax Bill	$5,787 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-011403`

Property Details

APN / Parcel Number

Primary APN	`06-011403`
Alternative APN	`011403`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,972 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	51,401 sqft (1.18 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	284 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	011403
Street Address	122 ECHO LN
City	CENTREVILLE
State	MD
Zip	21617-2199
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 22- 1.180 ACRES PHASE II HOLLINGSWORTH
Legal Subdivision	HOLLINGSWORTH
Legal Phase	2
Legal Lot Number	22
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	6, RUTHSBURG
Census Block Group	1
Census Block	1007
Census Tract	810500

Owner

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 ECHO LN, CENTREVILLE, MD 21617-2199
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE
Feb 22, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2011 · Amount on Record
Deed Sale	Jun 8, 2011 · Amount on Record
Prior Sale	Jun 8, 2011 · Amount on Record
Deed Document Number	20112029/0704
Deed Book / Page	2029 / 704
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	122 ECHO LN, CENTREVILLE, MD 21617-2199
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	REAL ESTATE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035000236
Date	Nov 4, 2020
Book Page	3500/236

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	122 ECHO LN, CENTREVILLE, MD 21617-2199
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 ECHO LN, CENTREVILLE, MD 21617-2199

Mortgage

Document Number	0039760138
Date	Feb 22, 2022
Book Page	3976/138

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$642,900 (+16.76%)	$699,900 (+13.92%) Land $162,000 Building $537,900
2025	$5,787.00 (+11.59%) Homeowner's exemption
2023	$5,186.00 Homeowner's exemption	$550,600	$614,400 Land $94,400 Building $520,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1999–2024)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

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