104 Echo Ln, Centreville, MD 21617 Property Records

Queen Anne's County property record for 104 Echo Ln, Centreville, MD 21617

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,458 sqft · built 2013
Lot Size	1.21 acres (52,708 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Aug 2024)
Tax Bill	$4,444 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-011365`

Property Details

APN / Parcel Number

Primary APN	`06-011365`
Alternative APN	`011365`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,458 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	52,708 sqft (1.21 acres)
Garage Type	Attached
Garage Area	1,008 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	1,502 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	011365
Street Address	104 ECHO LN
City	CENTREVILLE
State	MD
Zip	21617-2199
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 19- 1.210 ACRES PHASE II HOLLINGSWORTH
Legal Subdivision	HOLLINGSWORTH
Legal Phase	2
Legal Lot Number	19
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	6, RUTHSBURG
Census Block Group	1
Census Block	1007
Census Tract	810500

Owner

104 Echo Ln is owned and occupied by two individuals who bought it in August 2024.

Source: Queen Anne's County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 ECHO LN, CENTREVILLE, MD 21617-2199
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Dec 16, 2019	Deed of Trust, Mortgage · VA Mortgage ORION LNDG
Jan 25, 2019	Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS/CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2024 · Amount on File
Deed Sale	Aug 6, 2024 · Amount on File
Prior Sale	May 8, 2013 · Amount on File
Deed Book / Page	4424 / 233
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	104 ECHO LN, CENTREVILLE, MD 21617-2199
Document Number	0034470277
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	104 ECHO LN CENTREVILLE MD 216172199, CENTREVILLE, MD 21617-2199

Mortgage

Document Number	0034470277
Date	Sep 16, 2020
Book Page	003447/000277

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	104 ECHO LN, CENTREVILLE, MD 21617-2199
Document Number	0032460196
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	104 ECHO LN CENTREVILLE MD 216172199, CENTREVILLE, MD 21617-2199

Mortgage

Document Number	0032460196
Date	Jan 16, 2020
Book Page	003246/000196

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	104 ECHO LN, CENTREVILLE, MD 21617-2199
Document Number	0030360230
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 19, 2019
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	104 ECHO LN CENTREVILLE MD 216172199, CENTREVILLE, MD 21617-2199

Mortgage

Document Number	0030360230
Date	Feb 6, 2019
Book Page	003036/000230

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	5455 N UNION BLVD, COLORADO SPRINGS, CO 80918-2077

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 104 Echo Ln was $4,444 with a homeowner's exemption.

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$475,400	$495,400 Land $122,100 Building $373,300
2025	$4,444.00
2023	$3,739.00 Homeowner's exemption	$406,400	$465,400 Land $82,100 Building $383,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Echo Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1999–2024)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Echo Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

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