122 E Ridge Rd, Waccabuc, NY 10597 Property Records

Westchester County and Lewisboro Town property record for 122 E Ridge Rd, Waccabuc, NY 10597

Property Summary

Property TypeSingle Family Home
Details3 bd · 3,928 sqft · built 1960
Lot Size4.12 acres (179,467 sqft)
Owner2 Individual Names on File
Last Sale$3,100,000 (Aug 2026)
Tax Bill$32,299 (2026)
Deeds & MortgagesAug 2026 Sale & Mortgage
Nov 2020 Sale
Flood ZoneZone X (minimal risk)
APN10812-016

Property Details

APN / Parcel Number

Primary APN10812-016
Alternative APNs
  • 300010801200160020050000
  • 553000 10812-016-0025

Interior

Bedrooms3 Beds
Stories2 Stories
Building Area3,928 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleColonial
Exterior MaterialWood
Lot Area179,467 sqft (4.12 acres)
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number10812-016
Street Address122 E RIDGE RD
CityWACCABUC
StateNY
Zip10597-1203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block16-
Legal Lot Number2.5
JurisdictionWESTCHESTER NY
Township / Civil DivisionLEWISBORO
Census Block Group2
Census Block2019
Census Tract12502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Waccabuc Historic District
listed 2015 · 81 contributing resources · NRIS 15000236

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

122 E Ridge Rd is owned by two individuals who bought it in August 2026.

Source: Westchester County and Lewisboro Town records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address15 W 11TH ST, 6CD, NEW YORK, NY 10011-8780
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2026Bargain and Sale Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK
Nov 6, 2020Grant Deed, Transfer
CATIC TITLE INSURANCE COMPANY, CATIC TITLE INS CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2026 · Amount on File
Deed SaleAug 7, 2026 · Amount on File
Deed Document Number20263293
Record UpdatedOct 29, 2026

August 2026: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateAug 7, 2026
Property Address122 E RIDGE RD, WACCABUC, NY 10597-1203
Document Number0000003293
Instrument DateJul 29, 2026
Instrument20263293
Transaction TypeTransfer
Record UpdatedAug 18, 2026
Title CompanyATTORNEYS TX TITLE, ATTORNEYS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,252,400.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 W 11TH ST, 6CD, NEW YORK, NY 10011-8780

Mortgage

Document Number0000003259,
DateAug 7, 2026
Instrument20263259
Lender
NameJPMORGAN CHASE BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.25%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWESTCHESTER NY
Recording DateNov 6, 2020
Property Address122 E RIDGE RD, WACCABUC, NY 10597-1203
Document Number0602943623
Book / Page060294 / 003623
Instrument DateOct 30, 2020
Transaction TypeTransfer
Record UpdatedNov 20, 2020
Title CompanyCATIC TITLE INSURANCE COMPANY, CATIC TITLE INS CO

Transaction

AmountAmount on Record
Tax$5,360.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1 N LEXINGTON AVE #700 WHITE PLAINS NY 106011721, 700, WHITE PLAINS, NY 10601-1721

Tax Assessment & Valuation

The 2026 property tax bill for 122 E Ridge Rd was $32,299, up 320.4% from the year before.

Source: Westchester County and Lewisboro Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionLewisboro Town
Unified School DistrictKatonah-Lewisboro Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$32,299.00 (+320.4%)
2025$7,683.00$105,300 (+2.43%) Land $34,000 Building $71,300$1,679,426 (+4.88%) Land $542,265 Building $1,137,161
2024$102,800 (-) Land $34,000 Building $68,800$1,601,246 (+8.72%) Land $529,595 Building $1,071,651
2023$102,800 Land $34,000 Building $68,800$1,472,779 Land $487,106 Building $985,673

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 122 E Ridge Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims5 (2007–2023)
Claims Outside the SFHA5 of 5
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 E Ridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Ridge Rd

Nearby Streets

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