122 E Oak St, Dale, IN 47523 Property Records

Spencer County property record for 122 E Oak St, Dale, IN 47523

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,500 sqft · built 1976
Lot Size	0.238 acres (10,367 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,228 (2025)
Deeds & Mortgages	Oct 2023 Transfer Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-02-17-103-043.000-002`

Property Details

APN / Parcel Number

Primary APN	`74-02-17-103-043.000-002`
Alternative APNs	`01100050000000` `00000985704`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1990
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	10,367 sqft (0.238 acres)
Lot Dimensions	106 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Above-Ground Pool
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000985704
Street Address	122 E OAK ST
City	DALE
State	IN
Zip	47523-9362
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	65' X 106' EXCELLO HEIGHTS LOT 25 & E/2 LOT 23
Legal Subdivision	EXCELLO HEIGHTS
Legal Lot Number	25,23
Jurisdiction	SPENCER IN
Township / Civil Division	CARTER
Census Block Group	2
Census Block	2033
Census Tract	952702

Owner

Source: Spencer County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 253, DALE, IN 47523-0253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Transfer on Death Deed, Transfer
Feb 18, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 23, 2023
Transfer Doc	2023R02815
Record Updated	Sep 20, 2026

October 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SPENCER IN
Recording Date	Oct 23, 2023
Property Address	122 E OAK ST, DALE, IN 47523-9362
Document Number	2023R02815
Instrument Date	Oct 23, 2023
Instrument	2023R-02815
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E OAK ST, DALE, IN 47523-9362

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER IN
Property Address	122 E OAK ST, DALE, IN 47523-9362
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R00738
Date	Feb 18, 2022
Instrument	2022R-00738

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45253

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

Source: Spencer County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Spencer County
County Subdivision	Carter Township
Municipality	Dale Town
Unified School District	North Spencer County School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,228.00 (+2.08%) Homeowner's exemption	$200,200 (+45.81%) Land $14,500 Building $185,700	$200,200 (+45.81%) Land $14,500 Building $185,700
2024	$1,203.00 (+285.58%)
2023		$137,300 (+41.55%) Land $14,300 Building $123,000	$137,300 (+41.55%) Land $14,300 Building $123,000
2022	$312.00	$97,000 Land $7,800 Building $89,200	$97,000 Land $7,800 Building $89,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DALE WATER WORKS serves 1,637 people · EPA ID IN5274002
Water Source	Purchased surface water from ST. HENRY WATER CORPORATION
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Perry-Spencer Rural Telephone Cooperative Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20
Orange County REMC Fixed Wireless	100 / 20

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