114 E Oak St, Dale, IN 47523 Property Records

Spencer County property record for 114 E Oak St, Dale, IN 47523

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 816 sqft · built 1976
Lot Size0.238 acres (10,367 sqft)
OwnerIndividual Name on Record
Last Sale$108,500 (Jul 2021)
Tax Bill$549 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN74-02-17-103-034.000-002

Property Details

APN / Parcel Number

Primary APN74-02-17-103-034.000-002
Alternative APNs
  • 01122000000620
  • 00000985688

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area816 sqft Living Area
1st Floor Area816 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1995
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area10,367 sqft (0.238 acres)
Lot Dimensions106 ft deep x 65 ft wide
TerrainRolling

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00000985688
Street Address114 E OAK ST
CityDALE
StateIN
Zip47523-9362
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEXCELLO HEIGHTS LOT 13 & EXCELLO HTS E 1/2 LOT 11
Legal SubdivisionEXCELLO HEIGHTS
Legal Lot Number13,11
JurisdictionSPENCER IN
Township / Civil DivisionCARTER
Census Block Group2
Census Block2033
Census Tract952702

Owner

Source: Spencer County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address114 E OAK ST, DALE, IN 47523-9362
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2021 · Amount on Record
Deed SaleJul 15, 2021 · Amount on Record
Deed Document Number20213079
Record UpdatedSep 20, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPENCER IN
Recording DateJul 15, 2021
Property Address114 E OAK ST, DALE, IN 47523-9362
Document Number2021R03079
Instrument DateJun 29, 2021
Instrument2021R-03079
Transaction TypeTransfer
Record UpdatedFeb 14, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 E OAK ST, DALE, IN 47523-9362

Mortgage

Document Number2021R03080
DateJul 15, 2021
Instrument2021R-03080
Lender
NameGVC MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Spencer County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountySpencer County
County SubdivisionCarter Township
MunicipalityDale Town
Unified School DistrictNorth Spencer County School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$549.00 (+14.61%) Homeowner's exemption$98,200 (+26.71%) Land $14,500 Building $83,700$98,200 (+26.71%) Land $14,500 Building $83,700
2024$479.00 (+153.44%)
2023$77,500 (+50.19%) Land $14,300 Building $63,200$77,500 (+50.19%) Land $14,300 Building $63,200
2022$189.00$51,600 Land $7,800 Building $43,800$51,600 Land $7,800 Building $43,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 63% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDALE WATER WORKS
serves 1,637 people · EPA ID IN5274002
Water SourcePurchased surface water from ST. HENRY WATER CORPORATION
Last State InspectionOct 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Perry-Spencer Rural Telephone Cooperative
Fiber
1,000 / 100
Verizon
Fixed Wireless
300 / 20
Orange County REMC
Fixed Wireless
100 / 20

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