122 E Main St, Oak Harbor, OH 43449 Property Records

Ottawa County property record for 122 E Main St, Oak Harbor, OH 43449 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,340 sqft · built 1997
Lot Size	0.193 acres (8,398 sqft)
Owner	Individual Name on File
Last Sale	$51,500 (May 2018)
Tax Bill	$1,950 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`043563-7`

Property Details

APN / Parcel Number

Primary APN	`043563-7`
Alternative APN	`027-10946-14628-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,340 sqft Living Area
1st Floor Area	1,340 sqft
Family Room	Family Room

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	8,398 sqft (0.193 acres)
Lot Dimensions	168 ft deep x 50 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	043563-7
Street Address	122 E MAIN ST
City	OAK HARBOR
State	OH
Zip	43449-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 3 LOT 7 KRAMER BROS
Legal Subdivision	KRAEMER BROTHERS ADDITION
Legal Block	3
Legal Lot Number	7
Jurisdiction	OTTAWA OH
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3013
Census Tract	50700

Owner

Source: Ottawa County records · APN 043563-7

Assessment roll updated April 20, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	122 E MAIN ST, OAK HARBOR, OH 43449-1414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 08, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
May 09, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Jul 07, 2025	Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC
May 10, 2018	Warranty Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC
May 10, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 10, 2018 · Amount on Record
Deed Sale	May 10, 2018 · Amount on Record
Prior Sale	Apr 02, 2003 · Amount on Record
Deed Document Number	2018276200
Deed Book / Page	1676 / 683
Prior Transfer Date	May 09, 2018
Prior Transfer Doc	0000276200
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	122 E MAIN ST, OAK HARBOR, OH 43449-1414
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000307368
Date	Jun 08, 2021
Book Page	1843/280
Instrument	2021-307368

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	122 E MAIN ST, OAK HARBOR, OH 43449-1414
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E MAIN ST, OAK HARBOR, OH 43449-1414

Mortgage

Document Number	0000002829
Date	May 09, 2024
Book Page	1989/374
Instrument	202400002829

Lender

Name	LOANCARE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23453

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jun 01, 2051

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	122 E MAIN ST, OAK HARBOR, OH 43449-1414
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E MAIN ST, OAK HARBOR, OH 43449-1414

Mortgage

Document Number	0000004026
Date	Jul 07, 2025
Book Page	2039/661
Instrument	202500004026

Lender

Name	OUTAMATION INC
Type	Non-Lending Institution
Address	POMPANO BEACH, FL 33067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Jun 01, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OH
Recording Date	May 10, 2018
Property Address	122 E MAIN ST, OAK HARBOR, OH 43449-1414
Document Number	0000276200
Book / Page	1676 / 0683
Instrument Date	May 09, 2018
Instrument	201800276200
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	HARTUNG TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E MAIN ST, OAK HARBOR, OH 43449-1414

Mortgage

Document Number	0000276201
Date	May 10, 2018
Instrument	201800276201

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

May 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	OTTAWA OH
Recording Date	May 10, 2018
Property Address	122 E MAIN ST, OAK HARBOR, OH 43449-1414
Document Number	0000276199
Book / Page	001676 / 000680
Instrument Date	May 09, 2018
Instrument	276199
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E MAIN ST OAK HARBOR OH 434491414, OAK HARBOR, OH 43449-1414

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated April 20, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Salem Township
Municipality	Oak Harbor Village
Unified School District	Benton-Carroll-Salem Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,950.00 (-1.52%)	$54,702 (-) Land $8,838 Building $45,864
2024	$1,980.00 (+6.62%)	$54,702 (+18.75%) Land $8,838 Building $45,864	$156,290 (+18.75%) Land $25,250 Building $131,040
2023	$1,857.00 (+2.03%)	$46,064 (-) Land $7,364 Building $38,700
2022	$1,820.00	$46,064 Land $7,364 Building $38,700
2021			$131,610 Land $21,040 Building $110,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ottawa County (39123C), updated November 30, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391230507003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1998)
Most Recent Claim	Apr 1998, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 338 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Omni Fiber	Fiber	10,000 / 10,000
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Amplex Electric	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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