Ottawa County property record for 121 E Main St, Oak Harbor, OH 43449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,152 sqft · built 1920 |
| Lot Size | 0.193 acres (8,398 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $108,500 (Jan 2018) |
| Tax Bill | $1,782 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jan 2018 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 043853-7 |
| Primary APN | 043853-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 1,932 sqft |
| 1st Floor Area | 684 sqft |
| Basement Area | 624 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Asbestos |
| Lot Area | 8,398 sqft (0.193 acres) |
| Lot Dimensions | 168 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | 204 sqft |
| Patio Area | 204 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 043853-7 |
|---|---|
| Street Address | 121 E MAIN ST |
| City | OAK HARBOR |
| State | OH |
| Zip | 43449-1415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 2 LOT 6 E 25 FT & LOT 7 W 25 FT KRAMER BROS |
| Legal Subdivision | KRAEMER BROTHERS ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 6-7 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | SALEM |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 50700 |
Source: Ottawa County records · APN 043853-7
Assessment roll updated April 20, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 121 E MAIN ST, OAK HARBOR, OH 43449-1415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jul 23, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jan 19, 2018 | Grant Deed, Foreclosure · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 19, 2018 · Amount on Record |
| Deed Sale | Jan 19, 2018 · Amount on Record |
| Prior Sale | Aug 01, 1995 · Amount on Record |
| Deed Document Number | 2018273543 |
| Deed Book / Page | 1663 / 975 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 121 E MAIN ST, OAK HARBOR, OH 43449-1415 |
| Document Number | 0000296935 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 121 E MAIN ST OAK HARBOR OH 434491415, OAK HARBOR, OH 43449-1415 |
| Document Number | 0000296935 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 001784/000448 |
| Instrument | 296935 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 28, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Jan 19, 2018 |
| Property Address | 121 E MAIN ST, OAK HARBOR, OH 43449-1415 |
| Document Number | 0000273543 |
| Book / Page | 001663 / 000975 |
| Instrument Date | Jan 19, 2018 |
| Instrument | 273543 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $217.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 121 E MAIN ST OAK HARBOR OH 434491415, OAK HARBOR, OH 43449-1415 |
| Document Number | 273544 |
|---|---|
| Date | Jan 19, 2018 |
| Book Page | 001663/000976 |
| Instrument | 273544 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 18, 2048 |
Source: Ottawa County records · Assessment roll updated April 20, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Salem Township |
| Municipality | Oak Harbor Village |
| Unified School District | Benton-Carroll-Salem Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,782.00 (-0.78%) | $40,618 (-) Land $8,838 Building $31,780 | |
| 2024 | $1,796.00 (+9.85%) Homeowner's exemption | $40,618 (+25.24%) Land $8,838 Building $31,780 | $116,050 (+25.24%) Land $25,250 Building $90,800 |
| 2023 | $1,635.00 (+3.15%) Homeowner's exemption | $32,431 (-) Land $7,364 Building $25,067 | |
| 2022 | $1,585.00 Homeowner's exemption | $32,431 Land $7,364 Building $25,067 | |
| 2021 | $92,660 Land $21,040 Building $71,620 |
Source: FEMA National Flood Hazard Layer as of November 30, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Apr 1998 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Amplex Electric Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 338 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OAK HARBOR VILLAGE serves 4,400 people |
|---|---|
| Water Source | Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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