122 E Central Ave, Zeeland, MI 49464 Property Records

Ottawa County property record for 122 E Central Ave, Zeeland, MI 49464

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,943 sqft · built 1900
Lot Size	0.464 acres (20,212 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Jul 2026)
Tax Bill	$10,031 (2025)
Deeds & Mortgages	Aug 2026 Sale Jul 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`70-17-19-105-006`

Property Details

APN / Parcel Number

Primary APN	`70-17-19-105-006`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,943 sqft Living Area
1st Floor Area	2,109 sqft
Basement Area	1,695 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	20,212 sqft (0.464 acres)
Lot Dimensions	289 ft deep x 70 ft wide
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	701719105006
Street Address	122 E CENTRAL AVE
City	ZEELAND
State	MI
Zip	49464-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 140 ZEELAND ASSESSORS PLAT NO. 1
Legal Range	14W
Legal Township	5N
Legal Section	19
Legal Subdivision	S PLAT
Legal Block	105
Legal Lot Number	140
Jurisdiction	OTTAWA MI
Township / Civil Division	ZEELAND
Census Block Group	4
Census Block	4022
Census Tract	22900

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 E CENTRAL AVE, ZEELAND, MI 49464-1718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jul 8, 2026	Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Feb 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Oct 15, 2018	Warranty Deed, Transfer · ARM NORTHPOINTE BANK
Apr 2, 2018	Intrafamily Transfer, Transfer
Apr 2, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2026 · Amount on Record
Deed Sale	Jul 8, 2026 · Amount on Record
Prior Sale	Oct 15, 2018 · Amount on Record
Deed Document Number	202620620
Last Transfer Date	Aug 26, 2026
Transfer Doc	0000026843
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OTTAWA MI
Recording Date	Aug 31, 2026
Property Address	122 E CENTRAL AVE, ZEELAND, MI 49464-1718
Document Number	0000026843
Instrument Date	Aug 26, 2026
Instrument	202626843
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	122 E CENTRAL AVE, ZEELAND, MI 49464-1718

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jul 8, 2026
Property Address	122 E CENTRAL AVE, ZEELAND, MI 49464-1718
Document Number	0000020620
Instrument Date	Jul 8, 2026
Instrument	202620620
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	TITLE AGENCY, TRINITY TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$651,450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E CENTRAL AVE, ZEELAND, MI 49464-1718

Mortgage

Document Number	0000020621,
Date	Jul 8, 2026
Instrument	202620621

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	122 E CENTRAL AVE, ZEELAND, MI 49464-1718
Transaction Type	Mortgage
Record Updated	Mar 11, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210010465
Date	Feb 25, 2021
Instrument	2021-0010465

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	122 E CENTRAL AVE, ZEELAND, MI 49464-1718
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200007196
Date	Feb 26, 2020
Instrument	2020-0007196

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 15, 2018
Property Address	122 E CENTRAL AVE, ZEELAND, MI 49464-1718
Document Number	20180037078
Map Reference	LB23 PG4
Instrument Date	Oct 12, 2018
Instrument	2018-0037078
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,583.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 E CENTRAL AVE, 122, WEST OLIVE, MI 49460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E CENTRAL AVE, WEST OLIVE, MI 49460

Mortgage

Document Number	20180037079
Date	Oct 15, 2018
Instrument	2018-0037079

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Nov 1, 2033
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	9.62%
Index	1-Year LIBOR
Max Rate	9.62%

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Apr 2, 2018
Property Address	122 E CENTRAL AVE, ZEELAND, MI 49464-1718
Document Number	20180010720
Map Reference	LB23 PG4
Instrument Date	Mar 17, 2018
Instrument	2018-0010720
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 E CENTRAL AVE, 122, ZEELAND, MI 49464-1718

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	122 E CENTRAL AVE, ZEELAND, MI 49464-1718

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Apr 2, 2018
Property Address	122 E CENTRAL AVE, ZEELAND, MI 49464-1718
Document Number	20180010718
Map Reference	LB23 PG4
Instrument Date	Mar 17, 2018
Instrument	2018-0010718
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 E CENTRAL AVE, 122, ZEELAND, MI 49464-1718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E CENTRAL AVE, ZEELAND, MI 49464-1718

Mortgage

Document Number	20180010719
Date	Apr 2, 2018
Instrument	2018-0010719

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Apr 1, 2031

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Zeeland City
Unified School District	Zeeland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$414,200 (+11.4%)	$828,400 (+11.4%)
2025	$10,031.00 (+14.42%) Homeowner's exemption	$371,800 (+18.22%)	$743,600 (+18.22%)
2023		$314,500	$629,000
2022	$8,767.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZEELAND BOARD OF PUBLIC WORKS serves 8,328 people · EPA ID MI0007270
Water Source	Purchased surface water from HOLLAND BOARD OF PUBLIC WORKS
Last State Inspection	May 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Acentek.

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