116 E Central Ave, Zeeland, MI 49464 Property Records

Ottawa County property record for 116 E Central Ave, Zeeland, MI 49464

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,692 sqft · built 1930
Lot Size	0.381 acres (16,596 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Oct 2022)
Tax Bill	$5,139 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-17-19-105-005`

Property Details

APN / Parcel Number

Primary APN	`70-17-19-105-005`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,692 sqft Living Area
Gross Area	2,596 sqft
1st Floor Area	1,346 sqft
Basement Area	1,298 sqft
Unfinished Basement	1,298 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Lot Area	16,596 sqft (0.381 acres)
Lot Dimensions	237 ft deep x 70 ft wide
Garage Area	952 sqft
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	116 E CENTRAL AVE
City	ZEELAND
State	MI
Zip	49464-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 139 ZEELAND ASSESSOR'S PLAT NO 1
Legal Range	14W
Legal Township	5N
Legal Section	19
Legal Subdivision	S PLAT
Legal Block	105
Legal Lot Number	139
Jurisdiction	OTTAWA MI
Township / Civil Division	ZEELAND
Census Block Group	4
Census Block	4022
Census Tract	22900

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 E CENTRAL AVE, ZEELAND, MI 49464-1718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Oct 17, 2022	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CU
Jun 14, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2022 · Amount on Record
Deed Sale	Oct 17, 2022 · Amount on Record
Deed Document Number	202236183
Prior Transfer Date	Oct 13, 2022
Prior Transfer Doc	20220036183
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	116 E CENTRAL AVE, ZEELAND, MI 49464-1718
Transaction Type	Mortgage
Record Updated	Jan 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 E CENTRAL AVE, ZEELAND, MI 49464-1718

Mortgage

Document Number	20220043003
Date	Dec 21, 2022
Instrument	2022-0043003

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 17, 2022
Property Address	116 E CENTRAL AVE, ZEELAND, MI 49464-1718
Document Number	20220036183
Map Reference	LB 23 PG 4
Instrument Date	Oct 13, 2022
Instrument	2022-0036183
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 E CENTRAL AVE, ZEELAND, MI 49464-1718

Mortgage

Document Number	20220036184
Date	Oct 17, 2022
Instrument	2022-0036184

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.87%
Index	12-Month MTA
Margin	3
Max Rate	9.87%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	116 E CENTRAL AVE, ZEELAND, MI 49464-1718
Transaction Type	Mortgage
Record Updated	Jun 29, 2022
Title Company	PARKS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 E CENTRAL AVE, ZEELAND, MI 49464-1718

Mortgage

Document Number	20220022132
Date	Jun 14, 2022
Instrument	2022-0022132

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Zeeland City
Unified School District	Zeeland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,300 (+12.51%)	$636,600 (+12.51%)
2025	$5,139.00 (+25.1%) Homeowner's exemption	$282,900 (+24.68%)	$565,800 (+24.68%)
2023		$226,900	$453,800
2022	$4,108.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZEELAND BOARD OF PUBLIC WORKS serves 8,328 people · EPA ID MI0007270
Water Source	Purchased surface water from HOLLAND BOARD OF PUBLIC WORKS
Last State Inspection	May 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Acentek.

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