Kenton County property record for 122 E 13th St, Covington, KY 41011 · Last verified December 2025
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1890 |
| Square Footage | 1,752 sqft Finished Area |
| Lot Size | 1,931 sqft (0.044 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $199,900 (2025) |
| Tax Bill | $1,060.00 (2025) |
| Primary APN | 054-24-19-019.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,752 sqft Finished Area |
| Gross Area | 1,954 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1890 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Stone Foundation |
| Roof Material | Metal Roof |
| Lot Area | 1,931 sqft (0.044 acres) |
| Depth X Width | 89 ft x 21.7 ft Depth x Width |
| Cooling System | None Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Old Parcel Number | 0542419019.00 |
|---|---|
| Street Address | 122 E 13TH ST |
| City | COVINGTON |
| State | KY |
| Zip | 41011-3146 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Description | 21 2,3X89' NS 13TH 142 1,3' W GREENUP ST BEING PT LOT 357 1ST BAP |
| Legal Subdivision | WESTERN BAPTIST THEO INST |
| Legal Phase | 1ST |
| Legal Lot Number | 357 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 67100 |
Source: Kenton County records · APN 054-24-19-019.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 122 E 13TH ST, COVINGTON, KY 41011-3146 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 20, 2025 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNION HOME MORTGAGE CORP |
| Mar 31, 2022 | Deed, Transfer · Line of Credit LAURA DRESSMAN CESA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 20, 2025 · Amount on Record |
| Deed Sale | Oct 20, 2025 · Amount on Record |
| Prior Sale | Mar 31, 2022 · Amount on Record |
| Deed Doc Number | 25102005900060 |
| Deed Book / Page | KC 369 / 666 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 20, 2025 |
| Property Address | 122 E 13TH ST, COVINGTON, KY 41011-3146 |
| Document Number | 0005900060 |
| Book / Page | KC 369 / 666 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 25102005900060 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Title Company | ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2335 BUTTER KCROSSINGH 155, CRESCENT SPRINGS, KY 41017 |
| Name | Verified Name |
|---|---|
| Address | 122 E 13TH ST, COVINGTON, KY 41011-3146 |
| Document Number | 0005900061 |
|---|---|
| Date | Oct 20, 2025 |
| Book Page | KCM 697/777 |
| Instrument | 25102005900061 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 31, 2022 |
| Property Address | 122 E 13TH ST, COVINGTON, KY 41011-3146 |
| Document Number | 0005900230 |
| Book / Page | 157 / 73 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 22033105900230 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 254 MAIN ST, 254, FLORENCE, KY 41042-2029 |
| Name | Verified Name |
|---|
| Document Number | 0005900006 |
|---|---|
| Date | Apr 05, 2022 |
| Book Page | 356/945 |
| Instrument | 22040505900006 |
| Name | LAURA DRESSMAN CESA |
|---|---|
| Type | Non-Lending Institution |
| Address | CINCINNATI, OH 45215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 31, 2023 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,060.00 (+0.76%) | $80,000 (-) Land $5,000 Building $75,000 | $80,000 (-) Land $5,000 Building $75,000 |
| 2024 | $1,052.00 (-1.22%) | $80,000 (-) Land $5,000 Building $75,000 | $80,000 (-) Land $5,000 Building $75,000 |
| 2023 | $1,065.00 | $80,000 Land $5,000 Building $75,000 | $80,000 Land $5,000 Building $75,000 |
122 E 13th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Helentown Historic District listed 1987 · 689 contributing resources · NRIS 86003481 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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