Kenton County property record for 116 E 13th St, Covington, KY 41011 · Last verified December 2025
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1890 |
| Square Footage | 2,906 sqft Finished Area |
| Lot Size | 2,269 sqft (0.052 acres) |
| Last Sale | $15,000 (2020) |
| Tax Bill | $795.00 (2025) |
| Primary APN | 054-24-19-021.00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,906 sqft Finished Area |
| Gross Area | 3,350 sqft Gross Area |
| Stories | 3 Stories |
| Year Built | Built 1890 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Stone Foundation |
| Roof Material | Metal Roof |
| Lot Area | 2,269 sqft (0.052 acres) |
| Depth X Width | 89 ft x 25.5 ft Depth x Width |
| Cooling System | Wall Unit Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Old Parcel Number | 0542419021.00 |
|---|---|
| Street Address | 116 E 13TH ST |
| City | COVINGTON |
| State | KY |
| Zip | 41011-3146 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Description | 25.5X89 PT LOT 358 BAP 1ST |
| Legal Subdivision | WESTERN BAPTIST THEO INST |
| Legal Phase | 1ST |
| Legal Lot Number | 358 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 3 |
| Census Block | 3009 |
| Census Tract | 67100 |
Source: Kenton County records · APN 054-24-19-021.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6131 PAR FOUR CT, FLORENCE, KY 41042-7023 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OPTION FINANCIAL LLC |
| Dec 01, 2020 | Warranty Deed, Transfer STEWART TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 01, 2020 · Amount on Record |
| Deed Sale | Dec 01, 2020 · Amount on Record |
| Prior Sale | Feb 24, 2000 · Amount on Record |
| Deed Doc Number | 0000058583 |
| Deed Book / Page | 58 / 583 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 116 E 13TH ST, COVINGTON, KY 41011-3146 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005900078 |
|---|---|
| Date | Nov 03, 2021 |
| Book Page | 295/530 |
| Instrument | 21110305900078 |
| Name | OPTION FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45247 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 01, 2020 |
| Property Address | 116 E 13TH ST, COVINGTON, KY 41011-3146 |
| Document Number | 0000000303 |
| Book / Page | 000058 / 000583 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 303 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $15.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6131 PAR FOUR CT FLORENCE KY 410427023, FLORENCE, KY 41042-7023 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $795.00 (-0.5%) | $60,000 (-) Land $5,000 Building $55,000 | $60,000 (-) Land $5,000 Building $55,000 |
| 2023 | $799.00 | $60,000 Land $5,000 Building $55,000 | $60,000 Land $5,000 Building $55,000 |
116 E 13th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Helentown Historic District listed 1987 · 689 contributing resources · NRIS 86003481 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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