122 Cutlass, Irvine, CA 92620 Property Records

Orange County property record for 122 Cutlass, Irvine, CA 92620

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,596 sqft · built 2017
Lot Size	0.098 acres (4,266 sqft)
Owner	Company on Record
Last Sale	$2,800,000 (Dec 2024)
Tax Bill	$32,367 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`553-021-03`

Property Details

APN / Parcel Number

Primary APN	`553-021-03`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,596 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	4,266 sqft (0.098 acres)
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	122 CUTLASS
City	IRVINE
State	CA
Zip	92620-2257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 18050 BLK LOT 9
Legal Subdivision	TRACT NO 18050
Legal Tract	18050
Legal Lot Number	9
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3008
Census Tract	52421

Owner

Source: Orange County assessment roll, as of August 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	122 CUTLASS, IRVINE, CA 92620-2257
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed of Trust, Mortgage · Commercial Mortgage MERCHANTS BONDING COMPANY
Dec 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage BOON S LEE
May 29, 2018	Grant Deed, Subdivision Related Transfer · ARM OPEN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2024 · Amount on Record
Deed Sale	Dec 19, 2024 · Amount on Record
Prior Sale	May 29, 2018 · Amount on Record
Deed Document Number	2024330117
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	122 CUTLASS, IRVINE, CA 92620-2257
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 CUTLASS, IRVINE, CA 92620-2257

Mortgage

Document Number	0000238146
Date	Jul 6, 2022
Instrument	2022000238146

Lender

Name	MERCHANTS BONDING COMPANY
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	122 CUTLASS, IRVINE, CA 92620-2257
Document Number	0000524198
Instrument Date	Dec 4, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	122 CUTLASS IRVINE CA 926202257, IRVINE, CA 92620-2257

Mortgage

Document Number	0000524198
Date	Dec 13, 2019
Instrument	524198

Lender

Name	BOON S LEE
Address	7 SPRINGDALE RD, CROMWELL, CT 06416-2540

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 29, 2018
Property Address	122 CUTLASS, IRVINE, CA 92620-2257
Document Number	0000194886
Map Reference	MB965 PG17-25
Instrument Date	Apr 23, 2018
Instrument	2018000194886
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	122 CUTLASS, IRVINE, CA 92620-2257

Mortgage

Document Number	0000194887
Date	May 29, 2018
Instrument	2018000194887

Lender

Name	OPEN BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jun 1, 2023
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	10.7%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$32,367.00 (+51.67%)	$2,800,000 (+63.07%) Land $1,867,955 Building $932,045
2024	$21,340.00 (+2.02%)
2023	$20,918.00 (+1.75%)	$1,717,024 Land $939,087 Building $777,937
2022	$20,558.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Google Fiber.

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