120 Cutlass, Irvine, CA 92620 Property Records

Orange County property record for 120 Cutlass, Irvine, CA 92620

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,339 sqft · built 2017
Lot Size	0.098 acres (4,266 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,603,000 (Dec 2017)
Tax Bill	$22,178 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`553-021-02`

Property Details

APN / Parcel Number

Primary APN	`553-021-02`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,339 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	4,266 sqft (0.098 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	120 CUTLASS
City	IRVINE
State	CA
Zip	92620-2257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 18050 BLK LOT 10
Legal Subdivision	TRACT NO. 18050
Legal Tract	18050
Legal Lot Number	10
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3008
Census Tract	52421

Owner

Source: Orange County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 CUTLASS, IRVINE, CA 92620-2257
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage ACG FUNDING INC
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage EAST WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2017 · Amount on Record
Deed Sale	Dec 29, 2017 · Amount on Record
Deed Document Number	2017566006
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	May 11, 2026
Property Address	120 CUTLASS, IRVINE, CA 92620-2257
Document Number	0000135657
Instrument Date	May 5, 2026
Instrument	2026135657
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	120 CUTLASS, IRVINE, CA 92620-2257
Investor	Possibly a Property Investor

Mortgage

Document Number	0000135657,
Date	May 11, 2026
Instrument	2026135657

Lender

Name	ACG FUNDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	120 CUTLASS, IRVINE, CA 92620-2257
Transaction Type	Mortgage
Record Updated	Feb 25, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CUTLASS, IRVINE, CA 92620-2257

Mortgage

Document Number	0000050803
Date	Feb 7, 2022
Instrument	2022000050803

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.37%
Index	1-Year CMT
Max Rate	9.37%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$22,178.00 (+1.76%)	$1,823,710 (+4.04%) Land $1,152,542 Building $671,168
2024	$21,794.00 (+2.02%)
2023	$21,362.00 (+1.76%)	$1,752,894 Land $1,107,788 Building $645,106
2022	$20,993.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Google Fiber.

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