Clinton Town property record for 122 Commerce St, Clinton, CT 06413
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,084 sqft · built 1850 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $630,000 (Aug 2020) |
| Tax Bill | $13,876 (2025) |
| Deeds & Mortgages | Sep 2023 Refinance Aug 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | L0345600 |
| Primary APN | L0345600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,084 sqft Living Area |
| Gross Area | 6,857 sqft |
| Basement Area | 1,542 sqft |
| Unfinished Basement | 1,542 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 31,363 sqft (0.72 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | L0345600 |
|---|---|
| Street Address | 122 COMMERCE ST |
| City | CLINTON |
| State | CT |
| Zip | 06413-2043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Block | 64 |
| Legal Lot Number | 74 |
| Jurisdiction | CLINTON CT |
| Township / Civil Division | CLINTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 610100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Commerce Street Historic District listed 2024 · 59 contributing resources · NRIS 100009867 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Clinton Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 122 COMMERCE ST, CLINTON, CT 06413-2043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance GUILFORD SAVINGS BANK |
| Aug 18, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage GUILFORD SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2020 · Amount on Record |
| Deed Sale | Aug 18, 2020 · Amount on Record |
| Prior Sale | Sep 23, 2005 · Amount on Record |
| Deed Book / Page | 524 / 307 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON CT |
| Property Address | 122 COMMERCE ST, CLINTON, CT 06413-2043 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000552-358 |
|---|---|
| Date | Sep 25, 2023 |
| Book Page | 552/358 |
| Instrument | 1697110014 |
| Name | GUILFORD SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON CT |
| Recording Date | Aug 18, 2020 |
| Property Address | 122 COMMERCE ST, CLINTON, CT 06413-2043 |
| Document Number | 524-307 |
| Book / Page | 524 / 307 |
| Instrument Date | Aug 14, 2020 |
| Instrument | 1611570002 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 1611580015 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 1611580015 |
| Name | GUILFORD SAVINGS BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Clinton Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Clinton Town |
| Unified School District | Clinton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,876.00 | $445,613 (-) Land $208,813 Building $236,800 | $311,929 Land $146,169 Building $165,760 |
| 2024 | $13,876.00 (+4.39%) | ||
| 2023 | $13,293.00 | $445,613 (-) Land $208,813 Building $236,800 | |
| 2022 | $13,293.00 | $445,613 Land $208,813 Building $236,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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