118 Commerce St, Clinton, CT 06413 Property Records

Clinton Town property record for 118 Commerce St, Clinton, CT 06413

Property Summary

Property Type	Duplex
Details	3 bd · 3 ba · 1,466 sqft · built 1994
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (May 2019)
Tax Bill	$7,221 (2025)
Deeds & Mortgages	Jun 2019 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C0080000`

Property Details

APN / Parcel Number

Primary APN	`C0080000`
Alternative APNs	`CLIN M:57 B:64 L:73` `CLTN M:57 B:64 L:73`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,466 sqft Living Area
Gross Area	1,908 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	C0080000
Street Address	118 COMMERCE ST
City	CLINTON
State	CT
Zip	06413-2043
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-10
Legal Block	64
Legal Lot Number	73
Jurisdiction	CLINTON CT
Township / Civil Division	CLINTON
Census Block Group	2
Census Block	2003
Census Tract	610100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Commerce Street Historic District listed 2024 · 59 contributing resources · NRIS 100009867

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Clinton Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 COMMERCE ST, CLINTON, CT 06413-2043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2019	Deed of Trust, Mortgage · Balloon Mortgage GUILFORD SAVINGS BANK
May 1, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage GUILFORD SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2019 · Amount on Record
Deed Sale	May 1, 2019 · Amount on Record
Prior Sale	Dec 1, 2009 · Amount on Record
Deed Document Number	20191577710003
Deed Book / Page	513 / 721
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON CT
Property Address	118 COMMERCE ST, CLINTON, CT 06413-2043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	514-789
Date	Jun 20, 2019
Book Page	514/789
Instrument	1581260014

Lender

Name	GUILFORD SAVINGS BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2039

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON CT
Recording Date	May 1, 2019
Property Address	118 COMMERCE ST, CLINTON, CT 06413-2043
Document Number	513-721
Book / Page	513 / 721
Instrument Date	Apr 22, 2019
Instrument	1577710003
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1577720012
Date	May 1, 2019
Instrument	1577720012

Lender

Name	GUILFORD SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clinton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Clinton Town
Unified School District	Clinton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,221.00	$231,900 (-) Land $129,300 Building $102,600	$162,330 Land $90,510 Building $71,820
2024	$7,221.00 (+4.38%)
2023	$6,918.00	$231,900 (-) Land $129,300 Building $102,600
2022	$6,918.00	$231,900 Land $129,300 Building $102,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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