Bergen County and Garfield City property record for 122 Cedar St, Garfield, NJ 07026 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1965 |
| Square Footage | 2,132 sqft Living Area |
| Lot Size | 4,687 sqft (0.108 acres) |
| Tax Bill | $12,357.00 (2025) |
| Primary APN | 21-00115-0000-00052 |
|---|---|
| Alternative APNs |
|
| Units | 2 Units |
|---|---|
| Building Area | 2,132 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame Construction |
| Lot Area | 4,687 sqft (0.108 acres) |
| Depth X Width | 125 ft x 38 ft Depth x Width |
| Account Number | 002881 |
|---|---|
| Street Address | 122 CEDAR ST |
| City | GARFIELD |
| State | NJ |
| Zip | 07026-2702 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 4688 SF |
| Legal Subdivision | BELMONT MAP 3 |
| Legal Block | 115 |
| Legal Lot Number | 52 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | GARFIELD |
| Census Blockgroup | 4 |
| Census Block | 4001 |
| Census Tract | 21300 |
Source: Bergen County and Garfield City records · APN 21-00115-0000-00052
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 PASSAIC VALLEY RD, MONTVILLE, NJ 07045-9360 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 27, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Dec 29, 2020 | Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 29, 2020 |
| Deed Sale | Dec 29, 2020 |
| Prior Sale | Oct 22, 2013 · Amount on Record |
| Deed Doc Number | 2020140172 |
| Deed Book / Page | 3887 / 1844 |
| Prior Transfer Date | Jun 29, 2020 |
| Prior Transfer Doc | 0038871844 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 122 CEDAR ST, GARFIELD, NJ 07026-2702 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0045581536 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | 4558/1536 |
| Instrument | 2022012605 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 29, 2020 |
| Property Address | 122 CEDAR ST, GARFIELD, NJ 07026-2702 |
| Document Number | 0038871844 |
| Book / Page | 3887 / 1844 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 20-140172 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Title Company | SOURCEPOINT FULFILLMENT SVC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 122 CEDAR ST, GARFIELD, NJ 07026-2702 |
| Document Number | 20140173 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 20-140173 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jul 01, 2050 |
Source: Bergen County and Garfield City records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $355,200 (-) Land $125,300 Building $229,900 | $355,200 (-) Land $125,300 Building $229,900 | |
| 2025 | $12,357.00 (+4.25%) | $355,200 (-) Land $125,300 Building $229,900 | $355,200 (-) Land $125,300 Building $229,900 |
| 2024 | $11,853.00 (+7%) | ||
| 2023 | $355,200 Land $125,300 Building $229,900 | $355,200 Land $125,300 Building $229,900 | |
| 2022 | $11,078.00 |
122 Cedar St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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