Bergen County and Garfield City property record for 113 Cedar St, Garfield, NJ 07026
| Property Type | Single Family Home |
|---|---|
| Details | 1,578 sqft · built 1948 |
| Lot Size | 0.144 acres (6,251 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $278,000 (Jun 2011) |
| Tax Bill | $9,985 (2025) |
| Deeds & Mortgages | Feb 2019 Line of Credit Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00104-0000-00003 |
| Primary APN | 21-00104-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,578 sqft Living Area |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Frame |
| Lot Area | 6,251 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Account Number | 002517 |
|---|---|
| Street Address | 113 CEDAR ST |
| City | GARFIELD |
| State | NJ |
| Zip | 07026-2826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | 6250 SF |
| Legal Subdivision | BELMONT |
| Legal Block | 104 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 21300 |
113 Cedar St is owned and occupied by two individuals who acquired it in April 2017.
Source: Bergen County and Garfield City records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 113 CEDAR ST, GARFIELD, NJ 07026-2826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2019 | Deed of Trust, Mortgage · Line of Credit M&T BK |
| Apr 26, 2017 | Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2011 · Amount on File |
| Deed Sale | Jun 17, 2011 · Amount on File |
| Prior Sale | Mar 21, 2000 · Amount on File |
| Deed Document Number | 20117660463 |
| Deed Book / Page | 765 / 463 |
| Last Transfer Date | Apr 8, 2017 |
| Transfer Doc | 0025952277 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 113 CEDAR ST, GARFIELD, NJ 07026-2826 |
| Document Number | 0031900097 |
| Instrument Date | Feb 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 113 CEDAR ST GARFIELD NJ 070262826, GARFIELD, NJ 07026-2826 |
| Document Number | 0031900097 |
|---|---|
| Date | Feb 28, 2019 |
| Book Page | 003190/000097 |
| Instrument | 13993 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 26, 2017 |
| Property Address | 113 CEDAR ST, GARFIELD, NJ 07026-2826 |
| Document Number | 0025952277 |
| Book / Page | 002595 / 002277 |
| Instrument Date | Apr 8, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | MIRAMAR TITLE INC, TITLE SOURCES INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 CEDAR ST GARFIELD NJ 070262826, GARFIELD, NJ 07026-2826 |
| Document Number | 25952287 |
|---|---|
| Date | Apr 26, 2017 |
| Book Page | 002595/002287 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 25, 2047 |
The 2025 property tax bill for 113 Cedar St was $9,985, up 4.3% from the year before.
Source: Bergen County and Garfield City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $287,000 (-) Land $136,300 Building $150,700 | $287,000 (-) Land $136,300 Building $150,700 | |
| 2025 | $9,985.00 (+4.26%) | $287,000 Land $136,300 Building $150,700 | $287,000 Land $136,300 Building $150,700 |
| 2024 | $9,577.00 | ||
| 2023 | $287,000 Land $136,300 Building $150,700 | $287,000 Land $136,300 Building $150,700 | |
| 2022 | $8,951.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 113 Cedar St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 113 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 796 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: AT&T, T-Mobile.
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