122 Cedar Ln, Arden, NC 28704 Property Records

Buncombe County property record for 122 Cedar Ln, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 2020
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$213,000 (Jan 2021)
Tax Bill	$1,986 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9654-34-2993-00000`

Property Details

APN / Parcel Number

Primary APN	`9654-34-2993-00000`
Alternative APNs	`965414342828000` `008222319`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Porch	Open Porch
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	008222319
Street Address	122 CEDAR LN
City	ARDEN
State	NC
Zip	28704-3126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS8
Legal Description	PLAT: 0213-0184
Legal Subdivision	ROYAL PINES
Legal Block	3
Legal Lot Number	7
Jurisdiction	BUNCOMBE NC
Township / Civil Division	ASHEVILLE
Census Block Group	3
Census Block	3009
Census Tract	2205

Owner

122 Cedar Ln is owned and occupied by an individual who bought it in January 2021.

Source: Buncombe County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	122 CEDAR LN, ARDEN, NC 28704-3126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage ASHEVILLE AREA HABITAT FOR HUMANITY
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage ASHEVILLE AREA HABITAT FOR HUM
Mar 20, 2020	Deed of Trust, Mortgage · Line of Credit CITY/ASHEVILLE HSNG TR FNDG CM
Jan 28, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2021 · Amount on File
Deed Sale	Jan 21, 2021 · Amount on File
Prior Sale	Dec 18, 2019 · Amount on File
Deed Book / Page	6009 / 935
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jan 21, 2021
Property Address	122 CEDAR LN, ARDEN, NC 28704-3126
Document Number	0060090935
Book / Page	6009 / 935
Map Reference	MB 213 PG 184
Instrument Date	Jan 21, 2021
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$426.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 MEADOW RD, 33, ASHEVILLE, NC 28803-2651

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 CEDAR LN, ARDEN, NC 28704-3126

Mortgage

Document Number	6009939
Date	Jan 21, 2021
Instrument	6009/939

Lender

Name	ASHEVILLE AREA HABITAT FOR HUMANITY
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	122 CEDAR LN, ARDEN, NC 28704-3126
Document Number	0058831182
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058831182
Date	Apr 9, 2020
Book Page	005883/001182

Lender

Name	ASHEVILLE AREA HABITAT FOR HUM

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	122 CEDAR LN, ARDEN, NC 28704-3126
Document Number	0058780332
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	33 MEADOW RD ASHEVILLE NC 288032651, ASHEVILLE, NC 28803-2651

Mortgage

Document Number	0058780332
Date	Mar 25, 2020
Book Page	005878/000332

Lender

Name	CITY/ASHEVILLE HSNG TR FNDG CM
Type	Funding / Finance Company
Address	PO BOX 7148, ASHEVILLE, NC 28802-7148

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Mar 24, 2025

Interest

Rate Type	Adjustable Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jan 28, 2019
Property Address	122 CEDAR LN, ARDEN, NC 28704-3126
Document Number	0057390495
Book / Page	005739 / 000495
Instrument Date	Jan 25, 2019
Transaction Type	Transfer
Record Updated	Feb 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$80.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 ROBIN LN WEAVERVILLE NC 287879309, WEAVERVILLE, NC 28787-9309

Tax Assessment & Valuation

The 2025 property tax bill for 122 Cedar Ln was $1,986.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Asheville City
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,986.00	$201,000 Land $46,400 Building $154,600	$201,000 Land $46,400 Building $154,600
2023	$1,811.00	$201,000	$201,000 Land $46,400 Building $154,600
2021			$201,000 Land $46,400 Building $154,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 Cedar Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Cedar Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Optimum.

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