118 Cedar Ln, Arden, NC 28704 Property Records

Buncombe County property record for 118 Cedar Ln, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,204 sqft · built 1955
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (May 2023)
Tax Bill	$2,747 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9654-34-2923-00000`

Property Details

APN / Parcel Number

Primary APN	`9654-34-2923-00000`
Alternative APN	`965414341847000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,204 sqft Living Area
Gross Area	2,035 sqft
1st Floor Area	1,204 sqft
Basement Area	831 sqft
Finished Basement	532 sqft
Unfinished Basement	299 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.319 acres)
Garage Area	322 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	184 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	965414341847000
Street Address	118 CEDAR LN
City	ARDEN
State	NC
Zip	28704-3126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 2023-05-08 DEE
Legal Description	DEED DATE: 2023-05-08 DEED: 6317-116 SUBDIV: ROYAL PINES BLOCK: 26 LOT: 5 & 6 SECTION: 1 PLAT: 0007-0062
Legal Subdivision	ROYAL PINES
Legal Block	26
Legal Lot Number	5-6
Jurisdiction	BUNCOMBE NC
Township / Civil Division	ASHEVILLE
Census Block Group	3
Census Block	3009
Census Tract	2205

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	118 CEDAR LN, ARDEN, NC 28704-3126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Feb 14, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2023 · Amount on Record
Deed Sale	May 8, 2023 · Amount on Record
Prior Sale	Feb 14, 2019 · Amount on Record
Deed Document Number	0006317116
Deed Book / Page	6317 / 116
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	May 8, 2023
Property Address	118 CEDAR LN, ARDEN, NC 28704-3126
Document Number	0063170116
Book / Page	6317 / 116
Map Reference	MB 7 PG 62
Instrument Date	May 4, 2023
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	285 ONTEORA BLVD, ASHEVILLE, NC 28803-1051

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	118 CEDAR LN, ARDEN, NC 28704-3126

Mortgage

Document Number	0006317119
Date	May 8, 2023
Instrument	6317/119

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jun 1, 2028
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	7%
Index	5-Year TN
Max Rate	11%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Feb 14, 2019
Property Address	118 CEDAR LN, ARDEN, NC 28704-3126
Document Number	0057440151
Book / Page	5744 / 0151
Map Reference	MB 7 PG 62
Instrument Date	Feb 12, 2019
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1118 FRAYS MOUNTAIN RD, 1118, EARLYSVILLE, VA 22936-1826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 CEDAR LN, ARDEN, NC 28704-3126

Mortgage

Document Number	57440155
Date	Feb 14, 2019
Instrument	5744/0155

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Asheville City
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,747.00 (+9.75%)	$277,900 (-)
2023	$2,503.00	$277,900	$277,900 (-) Land $50,600 Building $227,300
2021			$277,900 Land $50,600 Building $227,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Optimum.

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