122 Cataract Dr, Murfreesboro, TN 37129 Property Records

Rutherford County property record for 122 Cataract Dr, Murfreesboro, TN 37129

Property Summary

Property Type	Single Family Home
Details	1,270 sqft · built 2006
Lot Size	0.373 acres (16,268 sqft)
Owner	Individual Name on File
Last Sale	$361,500 (Jun 2025)
Tax Bill	$1,212 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`021E-A-069.00-000`

Property Details

APN / Parcel Number

Primary APN	`021E-A-069.00-000`
Alternative APNs	`021E A 06900` `R0010753`

Interior

Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,270 sqft Living Area
1st Floor Area	1,270 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	16,268 sqft (0.373 acres)
Lot Dimensions	150 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Driveway
Porch	Slab
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	R0010753
Street Address	122 CATARACT DR
City	MURFREESBORO
State	TN
Zip	37129-3964
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 66 FALL CREEK SEC 3 PB 28 PG 93 104.04 X 150.09 IRR
Legal Subdivision	FALL CREEK SEC 3
Legal Lot Number	66
Jurisdiction	RUTHERFORD TN
Township / Civil Division	2
Census Block Group	3
Census Block	3020
Census Tract	40501

Owner

122 Cataract Dr is owned and occupied by an individual who bought it in June 2025.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	122 CATARACT DR, MURFREESBORO, TN 37129-3964
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Deed of Trust, Mortgage · FHA Mortgage LOWER LLC
Feb 1, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST NB OF MIDDLE TENNESSEE
Aug 25, 2022	Intrafamily Transfer, Transfer BELL AND ALEXANDER TITLE SERVICES, BELL & ALEXANDER TTL SVCS IN
Aug 25, 2022	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC
Mar 29, 2022	Warranty Deed, Transfer · Conventional Mortgage LEGACY HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2025 · Amount on File
Deed Sale	Jun 24, 2025 · Amount on File
Prior Sale	Aug 25, 2022 · Amount on File
Deed Document Number	20252601392
Deed Book / Page	2547 / 3818
Prior Transfer Date	Aug 24, 2022
Prior Transfer Doc	0022753709
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	122 CATARACT DR, MURFREESBORO, TN 37129-3964
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 CATARACT DR, MURFREESBORO, TN 37129-3964

Mortgage

Document Number	0024303888
Date	Apr 25, 2024
Book Page	2430/3888
Instrument	2541816

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	122 CATARACT DR, MURFREESBORO, TN 37129-3964
Transaction Type	Mortgage
Record Updated	May 12, 2023
Title Company	SIGNATURE TITLE, SIGNATURE TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022021092
Date	Feb 1, 2022
Book Page	2202/1092
Instrument	2421035

Lender

Name	FIRST NB OF MIDDLE TENNESSEE
Type	Bank
Address	MCMINNVILLE, TN 37110

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RUTHERFORD TN
Recording Date	Aug 25, 2022
Property Address	122 CATARACT DR, MURFREESBORO, TN 37129-3964
Document Number	0022753709
Book / Page	2275 / 3709
Map Reference	MB 28 PG 93
Instrument Date	Aug 15, 2022
Instrument	2459907
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	BELL AND ALEXANDER TITLE SERVICES, BELL & ALEXANDER TTL SVCS IN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 CATARACT DR, MURFREESBORO, TN 37129-3964

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Aug 25, 2022
Property Address	122 CATARACT DR, MURFREESBORO, TN 37129-3964
Document Number	0022753693
Book / Page	2275 / 3693
Map Reference	MB 28 PG 93
Instrument Date	Aug 15, 2022
Instrument	2459905
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	NOT AVAILABLE, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,298.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 CATARACT DR, MURFREESBORO, TN 37129-3964

Mortgage

Document Number	0022753696
Date	Aug 25, 2022
Instrument	2275-3696

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Mar 29, 2022
Property Address	122 CATARACT DR, MURFREESBORO, TN 37129-3964
Document Number	0022251549
Book / Page	2225 / 1549
Map Reference	MB 28 PG 93
Instrument Date	Mar 25, 2022
Instrument	2432469
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	NOT AVAILABLE, STRUCTURE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 CATARACT DR, MURFREESBORO, TN 37129-3964

Mortgage

Document Number	0022251552
Date	Mar 29, 2022
Instrument	2225-1552

Lender

Name	LEGACY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 122 Cataract Dr was $1,212.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,175 (+24.11%) Land $27,500 Building $52,675	$320,700 Land $110,000 Building $210,700
2025	$1,212.00	$64,600 Land $13,750 Building $50,850
2023	$1,212.00	$64,600 Land $13,750 Building $50,850	$258,400 (-) Land $55,000 Building $203,400
2022			$258,400 Land $55,000 Building $203,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 122 Cataract Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	8 (2010–2017)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Nov 2017 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Cataract Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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