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109 Cataract Dr, Murfreesboro, TN 37129 Property Records

Rutherford County property record for 109 Cataract Dr, Murfreesboro, TN 37129

Property Summary

Property TypeSingle Family Home
Details1,273 sqft · built 2006
Lot Size0.35 acres (15,234 sqft)
Owner2 Individual Names on File
Last Sale$332,000 (Dec 2024)
Tax Bill$1,223 (2025)
Deeds & MortgagesJan 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN021E-A-078.00-000

Property Details

APN / Parcel Number

Primary APN021E-A-078.00-000
Alternative APNs
  • 021E A 07800
  • R0010762

Interior

Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,273 sqft Living Area
1st Floor Area1,273 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2014
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialGravel
Lot Area15,234 sqft (0.35 acres)
Lot Dimensions165 ft deep x 74.5 ft wide
Garage TypeAttached
Garage Area400 sqft
DrivewayDriveway
PorchSlab
Deck AreaDeck Area
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected
Water SourceCommercial

Location & Zoning

Account NumberR0010762
Street Address109 CATARACT DR
CityMURFREESBORO
StateTN
Zip37129-3965
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 75 FALL CREEK SEC 3 PB 28 PG 93 74.49X165.87 IRR
Legal SubdivisionFALL CREEK SEC 3
Legal Lot Number75
JurisdictionRUTHERFORD TN
Township / Civil Division2
Census Block Group3
Census Block3026
Census Tract40501

Owner

109 Cataract Dr is owned and occupied by two individuals who bought it in December 2024.

Source: Rutherford County records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address109 CATARACT DR, MURFREESBORO, TN 37129-3965
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 4, 2024 · Amount on File
Deed SaleDec 4, 2024 · Amount on File
Prior SaleMar 15, 2007 · Amount on File
Deed Document Number20242573241
Deed Book / Page2493 / 2699
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUTHERFORD TN
Property Address109 CATARACT DR, MURFREESBORO, TN 37129-3965
Transaction TypeMortgage
Record UpdatedFeb 11, 2026
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 CATARACT DR, MURFREESBORO, TN 37129-3965

Mortgage

Document Number0026052033
DateJan 5, 2026
Book Page2605/2033
Instrument2629142
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 109 Cataract Dr was $1,223.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRutherford County
Unified School DistrictRutherford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$80,900 (+24.13%) Land $27,500 Building $53,400$323,600 Land $110,000 Building $213,600
2025$1,223.00$65,175 Land $13,750 Building $51,425
2023$1,223.00$65,175 Land $13,750 Building $51,425$260,700 (-) Land $55,000 Building $205,700
2022$260,700 Land $55,000 Building $205,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Cataract Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims8 (2010–2017)
Claims Outside the SFHA1 of 8
Most Recent ClaimNov 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Cataract Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONSOLIDATED U.D. OF RUTHERFORD CO
serves 221,871 people · EPA ID TN0000791
Water SourceSurface water
Last State InspectionJan 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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