Frederick County property record for 122 Bennett Dr, Thurmont, MD 21788
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,970 sqft · built 1999 |
| Lot Size | 0.276 acres (12,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Jun 2025) |
| Tax Bill | $6,255 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Apr 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-358319 |
| Primary APN | 15-358319 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,970 sqft Living Area |
| Gross Area | 2,454 sqft |
| 1st Floor Area | 952 sqft |
| Basement Area | 250 sqft |
| Finished Basement | 250 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,000 sqft (0.276 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Deck Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 358319 |
|---|---|
| Street Address | 122 BENNETT DR |
| City | THURMONT |
| State | MD |
| Zip | 21788-2223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 221 SECTION 2 12,000 SQ. FT. BENNETT ESTATES |
| Legal Subdivision | BENNETT ESTATES |
| Legal Lot Number | 221 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 15, THURMONT |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 753001 |
122 Bennett Dr is owned and occupied by two individuals who bought it in June 2025.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 122 BENNETT DR, THURMONT, MD 21788-2223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2022 | Deed of Trust, Mortgage · Line of Credit ALASKA USA FCU |
| Apr 15, 2020 | Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Apr 16, 2019 | Grant Deed, Transfer CERTIFIED TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2025 · Amount on File |
| Deed Sale | Jun 24, 2025 · Amount on File |
| Prior Sale | Apr 15, 2020 · Amount on File |
| Deed Book / Page | 17402 / 135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 122 BENNETT DR, THURMONT, MD 21788-2223 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2022 |
| Title Company | ALLIED TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0161940192 |
|---|---|
| Date | Oct 25, 2022 |
| Book Page | 16194/192 |
| Name | ALASKA USA FCU |
|---|---|
| Type | Credit Union |
| Address | SAN ANTONIO, TX 78269 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 15, 2020 |
| Property Address | 122 BENNETT DR, THURMONT, MD 21788-2223 |
| Document Number | 0136560111 |
| Book / Page | 013656 / 000111 |
| Instrument Date | Mar 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 122 BENNETT DR THURMONT MD 217882223, THURMONT, MD 21788-2223 |
| Document Number | 136560120 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 013656/000120 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 14, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 16, 2019 |
| Property Address | 122 BENNETT DR, THURMONT, MD 21788-2223 |
| Document Number | 0129220213 |
| Book / Page | 012922 / 000213 |
| Instrument Date | Mar 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2019 |
| Title Company | CERTIFIED TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $325.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 122 BENNETT DR THURMONT MD 217882223, THURMONT, MD 21788-2223 |
The 2025 property tax bill for 122 Bennett Dr was $6,255.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Thurmont Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $458,600 Land $61,000 Building $397,600 | $458,600 Land $61,000 Building $397,600 | |
| 2025 | $6,255.00 | ||
| 2023 | $4,807.00 | $316,200 Land $57,400 Building $258,800 | $316,200 Land $57,400 Building $258,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 122 Bennett Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2009 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 122 Bennett Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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