Frederick County property record for 113 Bennett Dr, Thurmont, MD 21788
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,330 sqft · built 2001 |
| Lot Size | 0.345 acres (15,016 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $440,000 (Apr 2025) |
| Tax Bill | $6,521 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-360410 |
| Primary APN | 15-360410 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,330 sqft Living Area |
| Gross Area | 3,056 sqft |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,016 sqft (0.345 acres) |
| Garage Type | Attached |
| Garage Area | 726 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 216 sqft |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 360410 |
|---|---|
| Street Address | 113 BENNETT DR |
| City | THURMONT |
| State | MD |
| Zip | 21788-2242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 306 SECT 3 15,016 SQ FT BENNETT ESTATES |
| Legal Subdivision | BENNETT ESTATES |
| Legal Lot Number | 306 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 15, THURMONT |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 753001 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 113 BENNETT DR, THURMONT, MD 21788-2242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Aug 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 22, 2018 | Grant Deed, Transfer · FHA Mortgage EMBRACE HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2025 · Amount on Record |
| Deed Sale | Apr 29, 2025 · Amount on Record |
| Prior Sale | Mar 22, 2018 · Amount on Record |
| Deed Book / Page | 17317 / 282 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 113 BENNETT DR, THURMONT, MD 21788-2242 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 113 BENNETT DR, THURMONT, MD 21788-2242 |
| Document Number | 0139970423 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 13997/423 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Apr 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 22, 2018 |
| Property Address | 113 BENNETT DR, THURMONT, MD 21788-2242 |
| Document Number | 0123250001 |
| Book / Page | 012325 / 000001 |
| Instrument Date | Mar 9, 2018 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2018 |
| Title Company | LAWYERS SIGNATURE SETTLEMENTS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 BENNETT DR THURMONT MD 217882242, THURMONT, MD 21788-2242 |
| Document Number | 123250008 |
|---|---|
| Date | Mar 22, 2018 |
| Book Page | 012325/000008 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 21, 2048 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Thurmont Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $477,600 (+11.35%) Land $63,200 Building $414,400 | $477,600 (-) Land $63,200 Building $414,400 | |
| 2025 | $6,521.00 (+29.51%) | $428,900 (+29.38%) | $477,600 (+44.07%) Land $63,200 Building $414,400 |
| 2023 | $5,035.00 | $331,500 Land $59,500 Building $272,000 | $331,500 Land $59,500 Building $272,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2009 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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