112 Ash St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 112 Ash St, Ludlow, KY 41016

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,539 sqft · built 1908
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on File
Last Sale	$37,000 (Jan 2018)
Tax Bill	$1,436 (2025)
Deeds & Mortgages	Feb 2023 Transfer Jan 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026-33-18-015.00`

Property Details

APN / Parcel Number

Primary APN	`026-33-18-015.00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,539 sqft Finished Area
Gross Area	1,779 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Tar & Gravel
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	90 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	112 ASH ST
City	LUDLOW
State	KY
Zip	41016-1562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LUDLOW ORIG PLAT S 90' LOT 37 50'X 90'
Legal Subdivision	LUDLOW ORIGINAL PLAT
Legal Lot Number	37
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1004
Census Tract	66900

Owner

112 Ash St is owned and occupied by an individual who acquired it in February 2023.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	112 ASH ST, LUDLOW, KY 41016-1562
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Intrafamily Transfer, Transfer
Jan 9, 2018	Warranty Deed, Transfer
Jun 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2018 · Amount on File
Deed Sale	Jan 9, 2018 · Amount on File
Prior Sale	Jun 21, 2017 · Amount on File
Deed Document Number	201801 09 059 00232
Deed Book / Page	6330 / 331
Last Transfer Date	Feb 24, 2023
Transfer Doc	0005900313
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Feb 24, 2023
Property Address	112 ASH ST, LUDLOW, KY 41016-1562
Document Number	0005900313
Book / Page	KC 215 / 78
Map Reference	MB 441 PG 126
Instrument Date	Feb 24, 2023
Instrument	23022405900313
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 ASH ST, LUDLOW, KY 41016-1562

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 ASH ST, LUDLOW, KY 41016-1562

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 9, 2018
Property Address	112 ASH ST, LUDLOW, KY 41016-1562
Document Number	0000000232
Book / Page	0C6330 / 000331
Instrument Date	Jan 9, 2018
Instrument	232
Transaction Type	Transfer
Record Updated	Jan 22, 2018

Transaction

Amount	Amount on Record
Tax	$37.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 ASH ST LUDLOW KY 410161562, LUDLOW, KY 41016-1562

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Jun 21, 2017
Property Address	112 ASH ST, LUDLOW, KY 41016-1562
Document Number	0000000208
Book / Page	0C6185 / 000326
Instrument Date	Jun 21, 2017
Instrument	208
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9700 JONESVILLE RD DRY RIDGE KY 410358118, DRY RIDGE, KY 41035-8118

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Jan 27, 2017
Property Address	112 ASH ST, LUDLOW, KY 41016-1562
Document Number	0000000026
Book / Page	0C6083 / 000299
Instrument Date	Jan 12, 2017
Instrument	26
Transaction Type	Transfer
Record Updated	May 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	112 ASH ST LUDLOW KY 410161562, LUDLOW, KY 41016-1562

Tax Assessment & Valuation

The 2025 property tax bill for 112 Ash St was $1,436.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Ludlow City
Unified School District	Ludlow Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,000 (-) Land $15,000 Building $95,000	$110,000 (-) Land $15,000 Building $95,000
2025	$1,436.00	$110,000 Land $10,000 Building $100,000	$110,000 Land $10,000 Building $100,000
2023	$818.00 (-41.7%) Homeowner's exemption	$110,000 (-) Land $10,000 Building $100,000	$110,000 (-) Land $10,000 Building $100,000
2022	$1,403.00	$110,000 Land $10,000 Building $100,000	$110,000 Land $10,000 Building $100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Ash St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1978–2014)
Most Recent Claim	Jun 2014 · river or lake flooding
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Ash St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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