Santa Cruz County property record for 122 Aptos Beach Dr, Apt A, Aptos, CA 95003
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 5 bd · 2,637 sqft · built 1955 |
| Lot Size | 0.096 acres (4,182 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,025,000 (Mar 2015) |
| Tax Bill | $19,739 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 042-161-26 |
| Primary APN | 042-161-26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 2,637 sqft Living Area |
| 1st Floor Area | 2,637 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Wood |
| Lot Area | 4,182 sqft (0.096 acres) |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 122 APTOS BEACH DR, A |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4543 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | RM-3 |
| Legal Subdivision | APTOS BEACH CC PROPS SUB #5 |
| Legal Block | 50 |
| Legal Lot Number | 13-15 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 122205 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 622 MARNELL AVE, SANTA CRUZ, CA 95065-1311 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2015 · Amount on Record |
| Deed Sale | Mar 16, 2015 · Amount on Record |
| Deed Document Number | 20159349 |
| Prior Transfer Date | Sep 18, 2013 |
| Prior Transfer Doc | 0000046401 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 133 STEPHEN RD, APTOS, CA 95003-4646 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2023 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 622 MARNELL AVE, SANTA CRUZ, CA 95065-1311 |
| Document Number | 0000053333 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 2021-0053333 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,256,535 (+2%) Land $766,180 Building $490,355 | ||
| 2025 | $19,739.00 (+11.07%) | $1,231,897 (+4.04%) Land $751,157 Building $480,740 | |
| 2023 | $17,771.00 (+2.77%) | $1,184,061 Land $721,988 Building $462,073 | $1,393,380 |
| 2022 | $17,292.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 63 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 7 (2023) |
| Most Recent Claim | Sep 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Cruzio, Etheric Networks, Surfnet Communications.
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