121 Aptos Beach Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 121 Aptos Beach Dr, Aptos, CA 95003

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,761 sqft · built 1955
Lot Size	0.098 acres (4,269 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,775,000 (Dec 2025)
Tax Bill	$18,690 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Oct 2023 Transfer + 4 more
Flood Zone	Zone AE (high risk)
APN	`042-141-24`

Property Details

APN / Parcel Number

Primary APN	`042-141-24`
Alternative APN	`042-141-24-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,761 sqft Living Area
Gross Area	1,961 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2000
Architectural Style	Duplex Single
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,269 sqft (0.098 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	121 APTOS BEACH DR
City	APTOS
State	CA
Zip	95003-4532
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RM-3
Legal Subdivision	APTOS BEACH CC PROPS 05
Legal Block	55
Legal Lot Number	14,15
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	3
Census Block	3023
Census Tract	122205

Owner

Source: Santa Cruz County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	132 RUSSELL AVE, PORTOLA VALLEY, CA 94028-7214
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Grant Deed, Transfer · Conventional Mortgage STAR ONE CU
Oct 24, 2023	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Oct 24, 2023	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 15, 2023	Intrafamily Transfer, Transfer
Mar 16, 2021	Intrafamily Transfer, Transfer
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Prior Sale	Oct 24, 2023 · Amount on Record
Deed Document Number	202526006
Prior Transfer Date	Oct 20, 2023
Prior Transfer Doc	0000020465
Record Updated	Oct 29, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 4, 2025
Property Address	121 APTOS BEACH DR, APTOS, CA 95003-4532
Document Number	0000026006
Map Reference	MB 23 PG 25
Instrument Date	Dec 2, 2025
Instrument	2025-0026006
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,952.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	132 RUSSELL AVE, PORTOLA VALLEY, CA 94028-7214

Mortgage

Document Number	0000026007
Date	Dec 4, 2025
Instrument	2025-0026007

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 24, 2023
Property Address	121 APTOS BEACH DR, APTOS, CA 95003-4532
Document Number	0000020465
Map Reference	MB 23 PG 25
Instrument Date	Oct 20, 2023
Instrument	2023-0020465
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4508 PEBBLE BEACH DR, STOCKTON, CA 95219-1909

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 24, 2023
Property Address	121 APTOS BEACH DR, APTOS, CA 95003-4532
Document Number	0000020466
Map Reference	MB 23 PG 25
Instrument Date	Oct 11, 2023
Instrument	2023-0020466
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	742 CAMPANELLO WAY, BRENTWOOD, CA 94513-1959

Mortgage

Document Number	0000020467
Date	Oct 24, 2023
Instrument	2023-0020467

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 15, 2023
Property Address	121 APTOS BEACH DR, APTOS, CA 95003-4532
Document Number	0000008439
Map Reference	MB 23 PG 25
Instrument Date	May 3, 2023
Instrument	2023-0008439
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	7042 BURNSIDE DR, SAN JOSE, CA 95120-3218

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 16, 2021
Property Address	121 APTOS BEACH DR, APTOS, CA 95003-4532
Document Number	0000015566
Map Reference	MB 23 PG 25
Instrument Date	Mar 11, 2021
Instrument	2021-0015566
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	7042 BURNSIDE DR, SAN JOSE, CA 95120-3218

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	121 APTOS BEACH DR, APTOS, CA 95003-4532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019550
Date	Jun 5, 2020
Instrument	2020-0019550

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,775,000 (+24.3%) Land $1,455,000 Building $320,000
2025	$18,690.00 (+32.99%)	$1,428,000 (+30.01%) Land $942,480 Building $485,520
2023	$14,054.00 (+2.29%)	$1,098,389 Land $725,947 Building $372,442
2022	$13,739.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 63 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	7 (2023)
Most Recent Claim	Sep 2023 · tidal / storm surge
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

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