122 8th St NE, Waverly, IA 50677 Property Records

Bremer County property record for 122 8th St NE, Waverly, IA 50677

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,470 sqft · built 1895
Lot Size0.123 acres (5,358 sqft)
OwnerIndividual Name on File
Last Sale$132,000 (Jun 2012)
Tax Bill$2,322 (2025)
Deeds & MortgagesApr 2024 Second Mortgage
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-02-229-001

Property Details

APN / Parcel Number

Primary APN09-02-229-001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,470 sqft Living Area
1st Floor Area784 sqft
Basement Area784 sqft
Unfinished Basement784 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Exterior MaterialMetal
Construction TypeSteel Frame
Roof TypeMansard
Roof MaterialAsphalt
Lot Area5,358 sqft (0.123 acres)
Lot Dimensions81 ft deep x 66 ft wide
Garage TypeAttached
Garage Area384 sqft
Parking Spaces1 Parking Space
Patio Area146 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address122 8TH ST NE
CityWAVERLY
StateIA
Zip50677-2722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description02-91-14 A P NE NE LOT A BLK 5 EX E 51'
Legal Range14W
Legal Township91N
Legal Section02
Legal SubdivisionSUBD NE NE SEC 2 - WAVERLY
Legal Block5
Legal Lot NumberA
JurisdictionBREMER IA
Township / Civil DivisionWAVERLY
Census Block Group1
Census Block1012
Census Tract4100

Owner

122 8th St NE is owned and occupied by an individual who bought it in June 2012.

Source: Bremer County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address122 8TH ST NE, WAVERLY, IA 50677-2722
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NATIONSTAR MORTGAGE LLC
Mar 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 2012 · Amount on File
Deed SaleJun 7, 2012 · Amount on File
Prior SaleOct 17, 2011 · Amount on File
Deed Document Number20122577
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREMER IA
Property Address122 8TH ST NE, WAVERLY, IA 50677-2722
Transaction TypeMortgage
Record UpdatedMay 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 8TH ST NE, WAVERLY, IA 50677-2722

Mortgage

Document Number0020241020
DateApr 29, 2024
Instrument20241020
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueMay 1, 2044

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREMER IA
Property Address122 8TH ST NE, WAVERLY, IA 50677-2722
Transaction TypeMortgage
Record UpdatedJul 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20211477
DateMar 23, 2021
Instrument20211477
Lender
NameFREEDOM MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 1, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 122 8th St NE was $2,322 with a homeowner's exemption.

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBremer County
MunicipalityWaverly City
Unified School DistrictWaverly-Shell Rock Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,322.00 Homeowner's exemption$145,010 Land $21,380 Building $123,630$145,010 Land $21,380 Building $123,630
2023$130,900 Land $18,710 Building $112,190$130,900 Land $18,710 Building $112,190
2022$2,368.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 8th St NE in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims46 (1979–2016)
Claims Outside the SFHA4 of 46
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 16 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 20 claims
  • Severe Storms & Flooding, Aug 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 8th St NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAVERLY WATER DEPARTMENT
serves 10,394 people · EPA ID IA0990085
Water SourceGroundwater
Last State InspectionFeb 2025
Lead7 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waverly Communications Utility
Fiber
10,000 / 10,000
Nextlink
Fixed Wireless
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 8th St NE

Nearby Streets

Search Property Records by Address or Parcel Number