115 8th St NE, Waverly, IA 50677 Property Records

Bremer County property record for 115 8th St NE, Waverly, IA 50677

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,125 sqft · built 1898
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,194 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02-211-007`

Property Details

APN / Parcel Number

Primary APN	`09-02-211-007`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,125 sqft Living Area
1st Floor Area	500 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	66 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	220 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	115 8TH ST NE
City	WAVERLY
State	IA
Zip	50677-2723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	02-91-14 CRETZMEYER S 1/2 LOT 1 BLK 22
Legal Range	14W
Legal Township	91N
Legal Section	02
Legal Subdivision	CRETZMEYER'S ADD
Legal Block	22
Legal Lot Number	1
Jurisdiction	BREMER IA
Township / Civil Division	WAVERLY
Census Block Group	1
Census Block	1034
Census Tract	4100

Owner

115 8th St NE is owned and occupied by two individuals.

Source: Bremer County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 8TH ST NE, WAVERLY, IA 50677-2723
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit PEOPLES CREDIT UNION
Mar 26, 2019	Deed of Trust, Mortgage · Balloon Mortgage DEERE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Recording Date	Apr 22, 2026
Property Address	115 8TH ST NE, WAVERLY, IA 50677-2723
Document Number	0000001175
Instrument Date	Apr 17, 2026
Instrument	20261175
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 8TH ST NE, WAVERLY, IA 50677-2723

Mortgage

Document Number	0000001175,
Date	Apr 22, 2026
Instrument	20261175

Lender

Name	PEOPLES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 15, 2036

Interest

Rate	6.22%
Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	115 8TH ST NE, WAVERLY, IA 50677-2723
Transaction Type	Mortgage
Record Updated	Apr 17, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190782
Date	Mar 26, 2019
Instrument	20190782

Lender

Name	DEERE EMPLOYEES CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	85 Months
Due	Apr 1, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 115 8th St NE was $2,194.

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Municipality	Waverly City
Unified School District	Waverly-Shell Rock Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,194.00	$126,720 Land $18,740 Building $107,980	$126,720 Land $18,740 Building $107,980
2023		$116,440 Land $16,400 Building $100,040	$116,440 Land $16,400 Building $100,040
2022	$1,916.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 8th St NE in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	46 (1979–2016)
Claims Outside the SFHA	4 of 46
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 16 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 20 claims Severe Storms & Flooding, Aug 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 8th St NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY WATER DEPARTMENT serves 10,394 people · EPA ID IA0990085
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waverly Communications Utility Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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