Suwannee County property record for 12196 110th St, Live Oak, FL 32060
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,792 sqft · built 2006 |
| Lot Size | 2.09 acres (91,476 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,627 (2024) |
| Deeds & Mortgages | Feb 2022 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-03S-13E-08456-001000 |
| Primary APN | 03-03S-13E-08456-001000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 91,476 sqft (2.09 acres) |
| Patio Area | 928 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 08456001000 |
|---|---|
| Street Address | 12196 110TH ST |
| City | LIVE OAK |
| State | FL |
| Zip | 32060-6704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEG 00002.10 ACRES THE W 210.00 FT OF THE N 435.60 FT OF THE SE1/4 OF SE1/4 ORB 1249 P 329-31 WD YR 06 ORB 1547 P 333 WD YR |
| Legal Range | 13E |
| Legal Township | 03S |
| Legal Section | 03 |
| Jurisdiction | SUWANNEE FL |
| Township / Civil Division | LIVE OAK |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 970402 |
12196 110th St is owned and occupied by two individuals who acquired it in July 2009.
Source: Suwannee County records, as of February 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12196 110TH ST, LIVE OAK, FL 32060-6704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 20, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2009 |
| Deed Sale | Jul 1, 2009 |
| Deed Document Number | 0001547333 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUWANNEE FL |
| Property Address | 12196 110TH ST, LIVE OAK, FL 32060-6704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Title Company | UNKNOWN, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0000248632 |
|---|---|
| Date | Feb 8, 2022 |
| Book Page | 2332/396 |
| Instrument | 2022248632 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUWANNEE FL |
| Property Address | 12192 110TH ST, LIVE OAK, FL 32060-6704 |
| Document Number | 0000198149 |
| Book / Page | 002018 / 000438 |
| Instrument Date | Nov 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12196 110TH ST LIVE OAK FL 320606704, LIVE OAK, FL 32060-6704 |
| Document Number | 0000198149 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 002018/000438 |
| Instrument | 198149 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 27, 2037 |
Source: Suwannee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Suwannee County |
| Unified School District | Suwannee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $131,160 | $211,566 Land $21,000 Building $190,566 | |
| 2024 | $1,627.00 (+2.84%) | ||
| 2023 | $1,582.00 (+3.33%) Homeowner's exemption | $123,751 (+3%) | $191,937 (+31.88%) Land $21,000 Building $170,937 |
| 2022 | $1,531.00 Homeowner's exemption | $120,147 | $145,534 Land $21,000 Building $124,534 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12196 110th St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 7 (2012–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12196 110th St is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rapid Fiber Internet Fiber | 2,000 / 2,000 |
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