11971 110th St, Live Oak, FL 32060 Property Records

Suwannee County property record for 11971 110th St, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,583 sqft · built 1972
Lot Size	6.38 acres (278,348 sqft)
Owner	Individual Name on Record
Last Sale	$284,500 (Jul 2022)
Tax Bill	$2,110 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2021 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-03S-13E-08437-000000`

Property Details

APN / Parcel Number

Primary APN	`02-03S-13E-08437-000000`
Alternative APN	`08437000000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,583 sqft Living Area
1st Floor Area	1,583 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1993
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	278,348 sqft (6.38 acres)
Garage Type	Carport
Carport	Carport
Carport Area	552 sqft
Patio Area	238 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	08437000000
Street Address	11971 110TH ST
City	LIVE OAK
State	FL
Zip	32060-6704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 6.39 ACRES COMM AT THE SW COR OF NW1/4 OF SW1/4 & RUN E ALONG THE N SIDE OF THE GRADED RD 315 FT TO THE POB CONT E ALONG
Legal Range	13E
Legal Township	03S
Legal Section	02
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	2
Census Block	2037
Census Tract	970402

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	11971 110TH ST, LIVE OAK, FL 32060-6704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 14, 2021	Quit Claim Deed, Transfer · Stand-Alone Second Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2022 · Amount on Record
Deed Sale	Jul 12, 2022 · Amount on Record
Prior Sale	Jul 14, 2021 · Amount on Record
Deed Document Number	2022254962
Deed Book / Page	2372 / 209
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Jul 12, 2022
Property Address	11971 110TH ST, LIVE OAK, FL 32060-6704
Document Number	0000254962
Book / Page	2372 / 209
Instrument Date	Jul 11, 2022
Instrument	2022254962
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	BRINSON & MCLEOD TTL & CLOSI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,991.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11971 110TH ST, LIVE OAK, FL 32060-6704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11971 110TH ST, LIVE OAK, FL 32060-6704

Mortgage

Document Number	0000254963
Date	Jul 12, 2022
Book Page	2372/211
Instrument	2022254963

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUWANNEE FL
Recording Date	Jul 14, 2021
Property Address	11971 110TH ST, LIVE OAK, FL 32060-6704
Document Number	0000240637
Book / Page	2283 / 137
Instrument Date	Jul 9, 2021
Instrument	2021240637
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11971 110TH ST, LIVE OAK, FL 32060-6704

Mortgage

Document Number	0000000139
Date	Jul 14, 2021
Instrument	2283/139

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$163,340 (+5.99%)	$196,745 (-2.21%) Land $53,037 Building $143,708
2024	$2,110.00 (+2.68%)
2023	$2,055.00 (+25.38%) Homeowner's exemption	$154,114 (+22.5%)	$201,193 (+27.68%) Land $43,132 Building $158,061
2022	$1,639.00 Homeowner's exemption	$125,804	$157,580 Land $38,979 Building $118,601

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	7 (2012–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Debby, Aug 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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