12195 SE School Ave, Boring, OR 97009 Property Records

Clackamas County property record for 12195 SE School Ave, Boring, OR 97009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,840 sqft · built 2017
Lot Size	0.526 acres (22,911 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Oct 2016)
Tax Bill	$5,617 (2025)
Deeds & Mortgages	Mar 2021 Second Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13E36D 01700`

Property Details

APN / Parcel Number

Primary APN	`13E36D 01700`
Alternative APN	`00148584`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,840 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,911 sqft (0.526 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	00148584
Street Address	12195 SE SCHOOL AVE
City	BORING
State	OR
Zip	97009-7485
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Description	197 COOLRIDGE HOME TR PT LT 17
Legal Range	3E
Legal Township	1S
Legal Section	36
Legal Subdivision	COOLRIDGE HOME TR
Legal Tract	17
Legal Lot Number	17
Jurisdiction	CLACKAMAS OR
Township / Civil Division	SANDY
Census Block Group	2
Census Block	2022
Census Tract	23300

Owner

12195 SE School Ave is owned and occupied by two individuals who bought it in October 2016.

Source: Clackamas County records, as of October 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	12195 SE SCHOOL AVE, BORING, OR 97009-7485
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KAIPERM FCU
Oct 2, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage SUMMIT FUNDING INC
May 1, 2017	Intrafamily Transfer, Transfer · Line of Credit PACIFIC CONTINENTAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2016 · Amount on File
Deed Sale	Oct 12, 2016 · Amount on File
Prior Sale	Mar 26, 1997 · Amount on File
Deed Document Number	201670288
Prior Transfer Date	Mar 21, 1997
Prior Transfer Doc	0000022056
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	12195 SE SCHOOL AVE, BORING, OR 97009-7485
Transaction Type	Mortgage
Record Updated	Nov 19, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027239
Date	Mar 17, 2021
Instrument	2021-027239

Lender

Name	KAIPERM FCU
Type	Credit Union
Address	PORTLAND, OR 97220

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 23, 2036

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLACKAMAS OR
Recording Date	Oct 2, 2017
Property Address	12195 SE SCHOOL AVE, BORING, OR 97009-7485
Document Number	0000067038
Instrument Date	Sep 26, 2017
Instrument	2017-067038
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12195 SE SCHOOL AVE, BORING, OR 97009-7485

Mortgage

Document Number	0000067039
Date	Oct 2, 2017
Instrument	2017-067039

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLACKAMAS OR
Recording Date	May 1, 2017
Property Address	12195 SE SCHOOL AVE, BORING, OR 97009-7485
Document Number	0000029205
Instrument Date	Apr 26, 2017
Instrument	2017-029205
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIDELITY NATL TITLE CO OF OR

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12195 SE SCHOOL AVE, BORING, OR 97009-7485

Mortgage

Document Number	0000029206
Date	May 1, 2017
Instrument	2017-029206

Lender

Name	PACIFIC CONTINENTAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Apr 24, 2018

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 12195 SE School Ave was $5,617.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	Oregon Trail School District 46 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,617.00	$374,167	$676,806 Land $227,826 Building $448,980
2023	$5,231.00	$352,689	$645,640 Land $214,640 Building $431,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12195 SE School Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12195 SE School Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BORING WATER DISTRICT NO 24 serves 2,500 people · EPA ID OR4100135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ziply Fiber.

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