DeKalb County property record for 12195 N Pine Cir, Genoa, IL 60135
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,750 sqft · built 2002 |
| Lot Size | 1.37 acres (59,677 sqft) |
| Owner | Company Name on File |
| Last Sale | $300,000 (Jul 2015) |
| Tax Bill | $10,689 (2024) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-18-153-003 |
| Primary APN | 03-18-153-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,750 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 59,677 sqft (1.37 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0318153003 |
|---|---|
| Street Address | 12195 N PINE CIR |
| City | GENOA |
| State | IL |
| Zip | 60135-8457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC1 |
| Legal Description | PINERIDGE PHASE 2 - LOT 41 |
| Legal Subdivision | PINERIDGE PHASE 2 |
| Legal Phase | 2 |
| Legal Lot Number | 41 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | GENOA |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 200 |
12195 N Pine Cir is owned by a company that bought it in July 2015 and is owner-occupied.
Source: DeKalb County records, as of April 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 12195 N PINE CIR, GENOA, IL 60135-8457 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2015 · Amount on File |
| Deed Sale | Jul 13, 2015 · Amount on File |
| Deed Document Number | 20156550 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 12195 N PINE CIR, GENOA, IL 60135-8457 |
| Document Number | 0000007660 |
| Instrument Date | Jul 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2020 |
| Title Company | TITLE FIRST, TITLE FIRST AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0000007660 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 7660 |
| Name | FIRST CENTURY MTG |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 3, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | Genoa Township |
| Unified School District | Genoa-Kingston Community Unit School District 424 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $153,073 Land $27,407 Building $125,666 | $459,219 Land $82,221 Building $376,998 | |
| 2024 | $10,689.00 | ||
| 2023 | $130,996 Land $23,454 Building $107,542 | $392,988 Land $70,362 Building $322,626 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12195 N Pine Cir in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1979–2010) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jul 2010 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12195 N Pine Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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