12165 N Pine Cir, Genoa, IL 60135 Property Records

DeKalb County property record for 12165 N Pine Cir, Genoa, IL 60135

Property Summary

Property Type	Single Family Home
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Aug 2023)
Tax Bill	$9,245 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Sep 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-18-153-002`

Property Details

APN / Parcel Number

Primary APN	`03-18-153-002`

Exterior

Lot Area	48,787 sqft (1.12 acres)

Location & Zoning

Account Number	0318153002
Street Address	12165 N PINE CIR
City	GENOA
State	IL
Zip	60135-8457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC1
Legal Description	LOT 40 - PINERIDGE SUBDIVISION - PHASE II
Legal Subdivision	PINERIDGE SUBDIVISION - PHASE II
Legal Phase	2
Legal Lot Number	40
Jurisdiction	DE KALB IL
Township / Civil Division	GENOA
Census Block Group	1
Census Block	1057
Census Tract	200

Owner

Source: DeKalb County assessment roll, APN 03-18-153-002, as of April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	414 RIVER BEND DR, GENOA, IL 60135-1440
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Sep 19, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ILLINOIS COMMUNITY CU
Apr 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2023 · Amount on Record
Deed Sale	Aug 31, 2023 · Amount on Record
Prior Sale	Sep 26, 2005 · Amount on Record
Deed Document Number	20236071
Record Updated	Jun 08, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Aug 31, 2023
Property Address	12165 N PINE CIR, GENOA, IL 60135-8457
Document Number	0000006071
Map Reference	DOC 93008451
Instrument Date	Aug 30, 2023
Instrument	2023006071
Transaction Type	Transfer
Record Updated	Sep 13, 2023
Title Company	ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 RIVER BEND DR, GENOA, IL 60135-1440

Mortgage

Document Number	0000006072
Date	Aug 31, 2023
Instrument	2023006072

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Interest

Rate Type	Fixed Rate
Rate	6.99%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	12165 N PINE CIR, GENOA, IL 60135-8457
Transaction Type	Mortgage
Record Updated	Oct 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009021
Date	Sep 19, 2022
Instrument	2022009021

Lender

Name	ILLINOIS COMMUNITY CU
Type	Credit Union
Address	SYCAMORE, IL 60178

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 20, 2032

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	12165 N PINE CIR, GENOA, IL 60135-8457
Transaction Type	Mortgage
Record Updated	Apr 19, 2021
Title Company	FIDELITY NATIONAL TITLE (RLC), FIDELITY NATIONAL TITLE RLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004155
Date	Apr 01, 2021
Instrument	2021004155

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: DeKalb County assessment roll as of April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Genoa Township
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$133,276 (+16.85%) Land $25,582 Building $107,694	$399,828 (+16.85%) Land $76,746 Building $323,082
2024	$9,245.00
2023		$114,055 (+7.54%) Land $21,893 Building $92,162	$342,165 (+7.54%) Land $65,679 Building $276,486
2022		$106,061 Land $21,173 Building $84,888	$318,183 Land $63,519 Building $254,664

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeKalb County (17037C), as of January 2, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170370002001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1979–2010)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2010 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 3 claims

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 26 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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