12125 Neff Rd, Clio, MI 48420 Property Records

Genesee County property record for 12125 Neff Rd, Clio, MI 48420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1970
Lot Size	2.36 acres (102,802 sqft)
Owner	Individual Name on File
Tax Bill	$2,232 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2020 Mortgage
Flood Zone	Zone A (high risk)
APN	`18-14-400-067`

Property Details

APN / Parcel Number

Primary APN	`18-14-400-067`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Lot Area	102,802 sqft (2.36 acres)
Lot Width	380 ft Width
Garage Area	1,356 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12125 NEFF RD
City	CLIO
State	MI
Zip	48420-1862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	A PARCEL OF LAND BEG S 1087.19 FT FROM E 1/4 COR OF SEC TH S 379.87 FT TH S 62 DEG 58 MIN 30 SEC W 344 FT TH N 28 DEG 26 MIN
Legal Range	06E
Legal Township	09N
Legal Section	14
Jurisdiction	GENESEE MI
Township / Civil Division	VIENNA
Census Block Group	2
Census Block	2016
Census Tract	10112

Owner

12125 Neff Rd is owned and occupied by an individual.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	12125 NEFF RD, CLIO, MI 48420-1862
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Recording Date	Apr 6, 2026
Property Address	12125 NEFF RD, CLIO, MI 48420-1862
Document Number	0000012051
Instrument Date	Apr 1, 2026
Instrument	202612051
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12125 NEFF RD, CLIO, MI 48420-1862

Mortgage

Document Number	0000012051,
Date	Apr 6, 2026
Instrument	202612051

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	12125 NEFF RD, CLIO, MI 48420-1862
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062982
Date	Sep 14, 2020
Instrument	202009140062982

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12125 Neff Rd was $2,232 with a homeowner's exemption, up 3.4% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Vienna Charter Township
Unified School District	Clio Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,000 (+6.2%)	$226,000 (+6.2%)
2025	$2,232.00 (+3.43%) Homeowner's exemption	$106,400	$212,800
2024	$2,158.00
2023		$88,900	$177,800
2019	$1,684.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12125 Neff Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12125 Neff Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Neff Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures