1219 Rachel Cir, Escondido, CA 92026 Property Records

San Diego County property record for 1219 Rachel Cir, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,657 sqft · built 1990
Lot Size	0.125 acres (5,436 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Jan 2007)
Tax Bill	$7,337 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Aug 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`226-780-52-00`

Property Details

APN / Parcel Number

Primary APN	`226-780-52-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,657 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	5,436 sqft (0.125 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1219 RACHEL CIR
City	ESCONDIDO
State	CA
Zip	92026-2156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 52 TR 012250
Legal Subdivision	4633-2/THE CITY/ESCONDIDO
Legal Tract	012250
Legal Block	3
Legal Lot Number	52
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	20305

Owner

1219 Rachel Cir is owned and occupied by two individuals who bought it in January 2007.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1219 RACHEL CIR, ESCONDIDO, CA 92026-2156
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 29, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2007 · Amount on File
Deed Sale	Jan 11, 2007 · Amount on File
Prior Sale	May 10, 1990 · Amount on File
Deed Document Number	200725079
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1219 RACHEL CIR, ESCONDIDO, CA 92026-2156
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1219 RACHEL CIR, ESCONDIDO, CA 92026-2156

Mortgage

Document Number	0000300238
Date	Oct 27, 2025
Instrument	2025-0300238

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2045

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1219 RACHEL CIR, ESCONDIDO, CA 92026-2156
Transaction Type	Mortgage
Record Updated	Sep 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1219 RACHEL CIR, ESCONDIDO, CA 92026-2156

Mortgage

Document Number	0000234507
Date	Aug 29, 2023
Instrument	2023-0234507

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1219 RACHEL CIR, ESCONDIDO, CA 92026-2156
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1219 RACHEL CIR, ESCONDIDO, CA 92026-2156

Mortgage

Document Number	0000521723
Date	Sep 9, 2020
Instrument	2020-0521723

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1219 RACHEL CIR, ESCONDIDO, CA 92026-2156
Document Number	0000277599
Instrument Date	Jul 6, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1219 RACHE CIR ESCONDIDO CA 92026, ESCONDIDO, CA 92026

Mortgage

Document Number	0000277599
Date	Jul 12, 2019
Instrument	277599

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1219 RACHEL CIR, ESCONDIDO, CA 92026-2156
Document Number	0000367460
Instrument Date	Aug 28, 2018
Transaction Type	Mortgage
Record Updated	Sep 17, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1219 RACHEL CIR ESCONDIDO CA 920262156, ESCONDIDO, CA 92026-2156

Mortgage

Document Number	0000367460
Date	Sep 6, 2018
Instrument	367460

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1219 Rachel Cir was $7,337 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$669,580 (+2%) Land $375,785 Building $293,795
2025	$7,337.00 Homeowner's exemption	$656,452 Land $368,417 Building $288,035
2023	$7,014.00 (+1.27%) Homeowner's exemption	$630,963 Land $354,112 Building $276,851
2022	$6,926.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1219 Rachel Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1980–1982)
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1219 Rachel Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

Nearby Properties on Rachel Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures