DeSoto County property record for 1219 Heritage Lake Dr, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,771 sqft · built 2014 |
| Lot Size | 0.361 acres (15,765 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,154 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Feb 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-4-17-18-0-00117-00 |
| Primary APN | 3-07-4-17-18-0-00117-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,771 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 15,765 sqft (0.361 acres) |
| Lot Dimensions | 150 ft deep x 143 ft wide |
| Pool Area | 512 sqft |
| Patio Area | 580 sqft |
| Street Address | 1219 HERITAGE LAKE DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6962 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | HERITAGE OAKS PHASE II LOT 117 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 17 |
| Legal Subdivision | HERITAGE OAKS PH II |
| Legal Phase | 2 |
| Legal Lot Number | 117 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 71001 |
1219 Heritage Lake Dr is owned and occupied by an individual who acquired it in March 2020.
Source: DeSoto County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1219 HERITAGE LAKE DR, HERNANDO, MS 38632-6962 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 23, 2017 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Feb 6, 2017 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Mar 3, 2020 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Jan 23, 2017 | Warranty Deed, Transfer REALITY TITLE, REALTY TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2020 |
| Deed Sale | Mar 3, 2020 |
| Prior Sale | Jan 23, 2017 |
| Deed Document Number | 0000913752 |
| Deed Book / Page | 913 / 752 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1219 HERITAGE LAKE DR, HERNANDO, MS 38632-6962 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | REALTY TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 004293/628 |
|---|---|
| Date | Jan 23, 2017 |
| Book Page | 4293/628 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1219 HERITAGE LAKE DR, HERNANDO, MS 38632-6962 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004299/456 |
|---|---|
| Date | Feb 6, 2017 |
| Book Page | 4299/456 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Mar 3, 2020 |
| Property Address | 1219 HERITAGE LAKE DR, HERNANDO, MS 38632-6962 |
| Document Number | 000913/752 |
| Book / Page | 913 / 752 |
| Map Reference | MB 92 PG 3 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | REALITY TITLE, REALTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 409 BRETTS WAY, 409, ORFORDVILLE, WI 53576-9471 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1219 HERITAGE LAKE DR, HERNANDO, MS 38632-6962 |
| Document Number | 0004896151 |
|---|---|
| Date | Mar 3, 2020 |
| Instrument | 4896/151 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jan 23, 2017 |
| Property Address | 1219 HERITAGE LAKE DR, HERNANDO, MS 38632-6962 |
| Document Number | 000813/415 |
| Book / Page | 0813 / 415 |
| Map Reference | PL 92 PG 3 |
| Instrument Date | Jan 5, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | REALITY TITLE, REALTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1275 LIMPKIN LN, 1275, MIDDLEBURG, FL 32068-8764 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1219 HERITAGE LAKE DR, HERNANDO, MS 38632-6962 |
The 2025 property tax bill for 1219 Heritage Lake Dr was $3,154.
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,154.00 | $29,649 Land $3,000 Building $26,649 | $296,487 Land $30,000 Building $266,487 |
| 2023 | $2,585.00 | $20,800 | $207,999 Land $30,000 Building $177,999 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1219 Heritage Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1219 Heritage Lake Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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