1253 Heritage Lake Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 1253 Heritage Lake Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,470 sqft · built 2013
Lot Size	0.514 acres (22,398 sqft)
Owner	2 Individual Names on Record
Last Sale	$479,917 (Nov 2024)
Tax Bill	$2,494 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-4-17-18-0-00114-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-4-17-18-0-00114-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,470 sqft Adjusted Area
1st Floor Area	1,755 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	22,398 sqft (0.514 acres)
Lot Dimensions	208 ft deep x 46 ft wide

Location & Zoning

Street Address	1253 HERITAGE LAKE DR
City	HERNANDO
State	MS
Zip	38632-6962
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	HERITAGE OAKS PHASE II LOT 114
Legal Range	007
Legal Township	03S
Legal Section	17
Legal Subdivision	HERITAGE OAKS PH II
Legal Phase	2
Legal Lot Number	114
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3031
Census Tract	71001

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1253 HERITAGE LAKE DR, HERNANDO, MS 38632-6962
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2024 · Amount on Record
Deed Sale	Nov 15, 2024 · Amount on Record
Prior Sale	Aug 5, 2013 · Amount on Record
Deed Book / Page	1024 / 20966
Prior Transfer Date	Aug 9, 2013
Prior Transfer Doc	000713/759
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1253 HERITAGE LAKE DR, HERNANDO, MS 38632-6962
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1253 HERITAGE LAKE DR, HERNANDO, MS 38632-6962

Mortgage

Document Number	005299/111
Date	Jul 23, 2021
Book Page	5299/111

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,494.00 (+17.31%)	$23,985 (+37.16%) Land $3,000 Building $20,985	$239,851 (+37.16%) Land $30,000 Building $209,851
2023	$2,126.00	$17,487	$174,865 Land $30,000 Building $144,865

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
C Spire Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20