12188 Walnut Dr, Rogers, MN 55374 Property Records

Hennepin County property record for 12188 Walnut Dr, Rogers, MN 55374

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,960 sqft · built 1999
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Apr 2026)
Tax Bill	$5,452 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-120-23-24-0044`

Property Details

APN / Parcel Number

Primary APN	`26-120-23-24-0044`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,960 sqft Living Area
Gross Area	2,808 sqft
1st Floor Area	976 sqft
2nd Floor Area	984 sqft
Basement Area	886 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Depth	221 ft Depth
View / Lot	Lake
Garage Type	Attached
Garage Area	680 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	256 sqft
Deck Area	224 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	12188 WALNUT DR
City	ROGERS
State	MN
Zip	55374-4512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 006 BLOCK 003 A DUTCH KNOLLS 2ND ADDN SW149X221X24X199
Legal Range	23
Legal Township	120
Legal Section	26
Legal Quarter	24
Legal Subdivision	DUTCH KNOLLS 2ND ADDN
Legal Block	3
Legal Lot Number	6
Jurisdiction	HENNEPIN MN
Township / Civil Division	ROGERS
Census Block Group	1
Census Block	1011
Census Tract	26912

Owner

12188 Walnut Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12188 WALNUT DR, ROGERS, MN 55374-4512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Line of Credit BUILDING TRADES FCU
Apr 16, 2026	Warranty Deed, Transfer · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026 · Amount on File
Deed Sale	Apr 16, 2026 · Amount on File
Prior Sale	Dec 14, 1999 · Amount on File
Deed Document Number	202611455317
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	12188 WALNUT DR, ROGERS, MN 55374-4512
Transaction Type	Mortgage
Record Updated	May 5, 2026
Title Company	TITLE SMART INC, TITLESMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11025981
Date	Oct 6, 2021
Instrument	A11025981

Lender

Name	BUILDING TRADES FCU
Type	Credit Union
Address	OSSEO, MN 55369

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Sep 7, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Apr 16, 2026
Property Address	12188 WALNUT DR, ROGERS, MN 55374-4512
Document Number	0011455317
Instrument Date	Apr 7, 2026
Instrument	2026.11455317
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	LEGACY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166,549.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12188 WALNUT DR, ROGERS, MN 55374-4512

Mortgage

Document Number	0011455317,
Date	Apr 16, 2026
Instrument	2026.11455317

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 12188 Walnut Dr was $5,452, up 2.8% from the year before.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Rogers City
Unified School District	Elk River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,452.00 (+2.83%) Homeowner's exemption	$409,800 (+0.56%) Land $57,000 Building $352,800	$409,800 (+0.56%) Land $57,000 Building $352,800
2024	$5,302.00 (+4.43%)	$407,500 Land $70,000 Building $337,500	$407,500 Land $70,000 Building $337,500
2023	$5,077.00 Homeowner's exemption
2022		$397,000 Land $67,000 Building $330,000	$397,000 Land $67,000 Building $330,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12188 Walnut Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12188 Walnut Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rogers serves 14,430 people · EPA ID MN1270047
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, GigFire, T-Mobile, Verizon.

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