12181 Walnut Dr, Rogers, MN 55374 Property Records

Hennepin County property record for 12181 Walnut Dr, Rogers, MN 55374

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,187 sqft · built 1999
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Jul 2026)
Tax Bill	$4,697 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-120-23-24-0019`

Property Details

APN / Parcel Number

Primary APN	`26-120-23-24-0019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,187 sqft Living Area
Gross Area	2,966 sqft
1st Floor Area	1,187 sqft
Basement Area	659 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Depth	150 ft Depth
View / Lot	Lake
Garage Type	Attached
Garage Area	1,120 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	248 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	12181 WALNUT DR
City	ROGERS
State	MN
Zip	55374-4512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 001 A DUTCH KNOLLS 2ND ADDN NE99X150X102X150
Legal Range	23
Legal Township	120
Legal Section	26
Legal Quarter	24
Legal Subdivision	DUTCH KNOLLS 2ND ADDN
Legal Block	1
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	ROGERS
Census Block Group	1
Census Block	1010
Census Tract	26912

Owner

12181 Walnut Dr is owned and occupied by an individual who bought it in July 2026.

Source: Hennepin County records, as of July 17, 2026

Owner of Record	Individual Name on File
Mailing Address	12181 WALNUT DR, ROGERS, MN 55374-4512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
May 24, 2021	Personal Representative Deed, Transfer · FHA Mortgage AXIA FINANCIAL LLC
Jun 28, 2018	Loan Modification, Mortgage TRADITION CAP BK
Nov 15, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on File
Deed Sale	Jul 2, 2026 · Amount on File
Prior Sale	May 24, 2021 · Amount on File
Deed Document Number	202611476193
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 2, 2026
Property Address	12181 WALNUT DR, ROGERS, MN 55374-4512
Document Number	0011476193
Instrument Date	Jun 22, 2026
Instrument	202611476193
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	WATERMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157,964.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12181 WALNUT DR, ROGERS, MN 55374-4512

Mortgage

Document Number	0011476194,
Date	Jul 2, 2026
Instrument	202611476194

Lender

Name	WINTRUST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	HENNEPIN MN
Recording Date	May 24, 2021
Property Address	12181 WALNUT DR, ROGERS, MN 55374-4512
Document Number	0A10966265
Instrument Date	Apr 8, 2021
Instrument	A10966265
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,234.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12181 WALNUT DR, ROGERS, MN 55374-4512

Mortgage

Document Number	0A10966266
Date	May 24, 2021
Instrument	A10966266

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENNEPIN MN
Property Address	12181 WALNUT DR, ROGERS, MN 55374-4512
Document Number	0010568340
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	CUSTOM HOME BUILDERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16972 BRANDTJEN FARM DR LAKEVILLE MN 550446047, LAKEVILLE, MN 55044-6047
Investor	Possibly a Property Investor

Mortgage

Document Number	0010568340
Date	Jun 28, 2018
Instrument	10568340

Lender

Name	TRADITION CAP BK
Type	Bank
Address	7601 FRANCE AVE S # 140, EDINA, MN 55435-5997

Agreement

Amount	Amount on Record

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	12181 WALNUT DR, ROGERS, MN 55374-4512
Document Number	0010506829
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12181 WALNUT DR ROGERS MN 553744512, ROGERS, MN 55374-4512

Mortgage

Document Number	0010506829
Date	Dec 1, 2017
Instrument	10506829

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12181 Walnut Dr was $4,697 with a homeowner's exemption, up 1.7% from the year before.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Rogers City
Unified School District	Elk River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,697.00 (+1.67%) Homeowner's exemption	$357,900 (-0.47%) Land $51,300 Building $306,600	$357,900 (-0.47%) Land $51,300 Building $306,600
2024	$4,620.00 (+3.94%)	$359,600 Land $63,000 Building $296,600	$359,600 Land $63,000 Building $296,600
2023	$4,445.00 Homeowner's exemption
2022		$351,000 Land $60,000 Building $291,000	$351,000 Land $60,000 Building $291,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12181 Walnut Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12181 Walnut Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rogers serves 14,430 people · EPA ID MN1270047
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, GigFire, T-Mobile, Verizon.

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