12186 Cedar Trace Dr S, Jacksonville, FL 32246 Property Records

Duval County property record for 12186 Cedar Trace Dr S, Jacksonville, FL 32246 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,965 sqft · built 2002
Lot Size	0.197 acres (8,559 sqft)
Owner	2 Individual Names on File
Last Sale	$277,000 (Sep 2019)
Tax Bill	$4,322 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`165286-8450`

Property Details

APN / Parcel Number

Primary APN	`165286-8450`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,965 sqft Living Area
Gross Area	2,571 sqft
1st Floor Area	1,965 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,559 sqft (0.197 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12186 CEDAR TRACE DR S
City	JACKSONVILLE
State	FL
Zip	32246-9365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	54-90 28-2S-28E .20 WINDSOR CHASE UNIT 2 LOT 107
Legal Range	28E
Legal Township	02S
Legal Section	28
Legal Subdivision	WINDSOR CHASE UNIT TWO
Legal Lot Number	107
Legal Unit	2
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	4
Census Block	4000
Census Tract	14312

Owner

Source: Duval County records · APN 165286-8450

Assessment roll updated June 3, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12186 CEDAR TRACE DR S, JACKSONVILLE, FL 32246-9365
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2019 · Amount on Record
Deed Sale	Sep 16, 2019 · Amount on Record
Prior Sale	Aug 04, 2014 · Amount on Record
Deed Document Number	2019214242
Deed Book / Page	18934 / 18
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Sep 16, 2019
Property Address	12186 CEDAR TRACE DR S, JACKSONVILLE, FL 32246-9365
Document Number	0189340018
Book / Page	18934 / 0018
Map Reference	MB 54 PG 90&90A-90D
Instrument Date	Sep 16, 2019
Instrument	2019214242
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	JACKSONVILLE TITLE & TR LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,939.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6681 ARCHING BRANCH CIR, 6681, JACKSONVILLE, FL 32258-8447

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	301 SONDRA COVE TRL E, JACKSONVILLE, FL 32225-5150

Mortgage

Document Number	0189340020
Date	Sep 16, 2019
Instrument	18934/0020

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Duval County records · Assessment roll updated June 3, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,706 (+2.7%)	$407,111 (+2.05%) Land $123,671 Building $283,440
2025	$4,322.00 (+6.66%) Homeowner's exemption	$264,563 (+5.99%)	$398,922 (+6.84%) Land $120,000 Building $278,922
2024	$4,052.00 (+2.89%)
2023	$3,938.00 (+9.21%) Homeowner's exemption	$249,619 (+3%)	$373,389 (+1.61%) Land $90,000 Building $283,389
2022	$3,606.00 Homeowner's exemption	$242,349	$367,461 Land $75,000 Building $292,461

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Duval County (12031C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120310143124, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 24 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 344 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.