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12178 Cedar Trace Dr S, Jacksonville, FL 32246 Property Records

Duval County property record for 12178 Cedar Trace Dr S, Jacksonville, FL 32246 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,913 sqft · built 2003
Lot Size0.21 acres (9,160 sqft)
OwnerIndividual Name on File
Last Sale$254,900 (Aug 2017)
Tax Bill$4,089 (2025)
Deeds & MortgagesJul 2026 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN165286-8455

Property Details

APN / Parcel Number

Primary APN165286-8455

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,913 sqft Living Area
Gross Area2,562 sqft
1st Floor Area1,913 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,160 sqft (0.21 acres)
Garage TypeAttached
Garage Area474 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area175 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12178 CEDAR TRACE DR S
CityJACKSONVILLE
StateFL
Zip32246-9365
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description54-90 28-2S-28E .21 WINDSOR CHASE UNIT 2 LOT 108
Legal Range28E
Legal Township02S
Legal Section28
Legal SubdivisionWINDSOR CHASE UNIT TWO
Legal Lot Number108
Legal Unit2
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group4
Census Block4000
Census Tract14312

Owner

Source: Duval County records · APN 165286-8455

Assessment roll updated June 3, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12178 CEDAR TRACE DR S, JACKSONVILLE, FL 32246-9365
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 30, 2017Warranty Deed, Transfer · VA Mortgage
BANK OF ENGLAND

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 30, 2017 · Amount on Record
Deed SaleAug 30, 2017 · Amount on Record
Prior SaleJun 12, 2006 · Amount on Record
Deed Document Number2017203312
Deed Book / Page18106 / 1679
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Recording DateJul 01, 2026
Property Address12178 CEDAR TRACE DR S, JACKSONVILLE, FL 32246-9365
Document Number0000151187
Book / Page21960 / 2441
Instrument DateJun 19, 2026
Instrument2026151187
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address12178 CEDAR TRACE DR S, JACKSONVILLE, FL 32246-9365

Mortgage

Document Number0000151187,
DateJul 01, 2026
Book Page21960/2441
Instrument2026151187
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 01, 2036
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateAug 30, 2017
Property Address12178 CEDAR TRACE DR S, JACKSONVILLE, FL 32246-9365
Document Number0181061679
Book / Page018106 / 001679
Instrument DateAug 25, 2017
Instrument203312
Transaction TypeTransfer
Record UpdatedAug 25, 2018
Title CompanyPONTE VEDRA TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,784.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12178 CEDAR TRACE DR S JACKSONVILLE FL 322469365, JACKSONVILLE, FL 32246-9365

Mortgage

Document Number181061681
DateAug 30, 2017
Book Page018106/001681
Instrument203313
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 29, 2047

Tax Assessment & Valuation

Source: Duval County records · Assessment roll updated June 3, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$258,183 (+2.7%)$392,258 (+2.12%) Land $120,000 Building $272,258
2025$4,089.00 (+6.96%) Homeowner's exemption$251,396 (+5.99%)$384,096 (+7.5%) Land $120,000 Building $264,096
2024$3,823.00 (+2.91%)
2023$3,715.00 (+9.23%) Homeowner's exemption$237,196 (+3%)$357,296 (+1.74%) Land $90,000 Building $267,296
2022$3,401.00 Homeowner's exemption$230,288$351,182 Land $75,000 Building $276,182

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Duval County (12031C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120310143124, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 24 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies24 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 344 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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