Adams County property record for 12185 Oneida St, Thornton, CO 80602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,634 sqft · built 2018 |
| Lot Size | 0.137 acres (5,998 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $494,990 (Aug 2018) |
| Tax Bill | $3,911 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0187172 |
| Primary APN | R0187172 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,634 sqft Living Area |
| Basement Area | 1,152 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,998 sqft (0.137 acres) |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | 124 sqft |
| Patio Area | 124 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | R0187172 |
|---|---|
| Street Address | 12185 ONEIDA ST |
| City | THORNTON |
| State | CO |
| Zip | 80602-8024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAS AT ASPEN RESERVE SUBD FLG NO 1 1ST AMND BLK 4 LOT 10 |
| Legal Subdivision | VILLAS AT ASPEN RESERVE |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | ADAMS CO |
| Township / Civil Division | WEST ADAMS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 8549 |
Source: Adams County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12185 ONEIDA ST, THORNTON, CO 80602-8024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP |
| Sep 27, 2019 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING |
| Aug 20, 2018 | Grant Deed, Subdivision Related Transfer · FHA Mortgage AMERICAN FINANCING |
| Jan 31, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2018 · Amount on Record |
| Deed Sale | Aug 20, 2018 · Amount on Record |
| Prior Sale | Jan 31, 2018 · Amount on Record |
| Deed Document Number | 2018000067279 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 12185 ONEIDA ST, THORNTON, CO 80602-8024 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | FITCO |
| Name | Verified Name |
|---|
| Document Number | 0000057858 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021000057858 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 12185 ONEIDA ST, THORNTON, CO 80602-8024 |
| Document Number | 0000086586 |
| Instrument Date | Sep 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2019 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 12185 ONEIDA ST THORNTON CO 806028024, THORNTON, CO 80602-8024 |
| Document Number | 0000086586 |
|---|---|
| Date | Oct 9, 2019 |
| Instrument | 86586 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 8, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Aug 20, 2018 |
| Property Address | 12185 ONEIDA ST, THORNTON, CO 80602-8024 |
| Document Number | 0000067279 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 67279 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 4, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $49.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12185 ONEIDA ST THORNTON CO 806028024, THORNTON, CO 80602-8024 |
| Document Number | 67280 |
|---|---|
| Date | Aug 20, 2018 |
| Instrument | 67280 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Jan 31, 2018 |
| Property Address | 12185 ONEIDA ST, THORNTON, CO 80602-8024 |
| Document Number | 0000009325 |
| Instrument Date | Jan 31, 2018 |
| Instrument | 9325 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6892 S YOSEMITE CT #1-201 CENTENNIAL CO 801121482, 1-201, CENTENNIAL, CO 80112-1482 |
| Investor | Possibly a Property Investor |
Source: Adams County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Adams County |
| Municipality | Thornton City |
| Unified School District | Adams 12 Five Star Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,911.00 (-54.19%) | $41,880 (-13.9%) Land $8,440 Building $33,440 | $670,000 (-6.82%) Land $135,000 Building $535,000 |
| 2023 | $8,537.00 (+10.44%) | $48,640 (+11.51%) Land $8,520 Building $40,120 | $719,000 (+14.58%) Land $126,000 Building $593,000 |
| 2022 | $7,730.00 | $43,620 Land $17,520 Building $26,100 | $627,512 Land $252,000 Building $375,512 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF THORNTON serves 226,465 people · EPA ID CO0101150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Rise Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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