Adams County property record for 12182 Oneida St, Thornton, CO 80602
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,836 sqft · built 2018 |
| Lot Size | 0.158 acres (6,913 sqft) |
| Owner | Individual Name on File |
| Last Sale | $520,000 (Feb 2019) |
| Tax Bill | $4,191 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0187148 |
| Primary APN | R0187148 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,836 sqft Living Area |
| Basement Area | 1,284 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,913 sqft (0.158 acres) |
| Garage Type | Attached |
| Garage Area | 697 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | R0187148 |
|---|---|
| Street Address | 12182 ONEIDA ST |
| City | THORNTON |
| State | CO |
| Zip | 80602-8024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAS AT ASPEN RESERVE SUBD FLG NO 1 1ST AMND BLK 5 LOT 14 |
| Legal Subdivision | VILLAS AT ASPEN RESERVE |
| Legal Block | 5 |
| Legal Lot Number | 14 |
| Jurisdiction | ADAMS CO |
| Township / Civil Division | WEST ADAMS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 8549 |
12182 Oneida St is owned and occupied by an individual who bought it in February 2019.
Source: Adams County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 12182 ONEIDA ST, THORNTON, CO 80602-8024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Mar 9, 2022 | Deed of Trust, Mortgage · Line of Credit WESTERRA CU |
| Feb 11, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Jan 2, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2019 · Amount on File |
| Deed Sale | Feb 11, 2019 · Amount on File |
| Deed Document Number | 2019000010102 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 12182 ONEIDA ST, THORNTON, CO 80602-8024 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000108454 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 2021000108454 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 12182 ONEIDA ST, THORNTON, CO 80602-8024 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000021781 |
|---|---|
| Date | Mar 9, 2022 |
| Instrument | 2022000021781 |
| Name | WESTERRA CU |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 8, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Feb 11, 2019 |
| Property Address | 12182 ONEIDA ST, THORNTON, CO 80602-8024 |
| Document Number | 0000010102 |
| Instrument Date | Feb 7, 2019 |
| Instrument | 2019000010102 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 27, 2022 |
| Title Company | ASSURED TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $52.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12182 ONEIDA ST, THORNTON, CO 80602-8024 |
| Document Number | 0000010103 |
|---|---|
| Date | Feb 11, 2019 |
| Instrument | 2019000010103 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Jan 2, 2018 |
| Property Address | 12182 ONEIDA ST, THORNTON, CO 80602-8024 |
| Document Number | 0000000390 |
| Instrument Date | Dec 29, 2017 |
| Instrument | 390 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $20.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6892 S YOSEMITE CT #1-201 CENTENNIAL CO 801121482, 1-201, CENTENNIAL, CO 80112-1482 |
The 2025 property tax bill for 12182 Oneida St was $4,191.
Source: Adams County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Adams County |
| Municipality | Thornton City |
| Unified School District | Adams 12 Five Star Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,191.00 | $44,880 Land $8,440 Building $36,440 | $718,000 Land $135,000 Building $583,000 |
| 2023 | $9,083.00 (+11.94%) | $51,750 (+13.02%) Land $8,520 Building $43,230 | $765,000 (+16.14%) Land $126,000 Building $639,000 |
| 2022 | $8,114.00 | $45,790 Land $17,520 Building $28,270 | $658,707 Land $252,000 Building $406,707 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12182 Oneida St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12182 Oneida St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF THORNTON serves 226,465 people · EPA ID CO0101150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Rise Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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