1218 Whiddon Ave, Cedar Key, FL 32625 Property Records

Levy County property record for 1218 Whiddon Ave, Cedar Key, FL 32625

Property Summary

Property Type	Single Family Home
Details	1 ba · 640 sqft · built 1950
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Oct 2024)
Tax Bill	$3,495 (2024)
Deeds & Mortgages	Oct 2024 Sale Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone VE (high risk)
APN	`0890000000`

Property Details

APN / Parcel Number

Primary APN	`0890000000`
Alternative APN	`3015130890000000`

Interior

Full Baths	1 Bath
Building Area	640 sqft Heated Area
1st Floor Area	640 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1983
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Carport
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Other

Location & Zoning

Old Parcel Number	3015130890000000
Street Address	1218 WHIDDON AVE
City	CEDAR KEY
State	FL
Zip	32625-4959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	30-15-13 SOUTH FOWLERWAY BLK 11 WEST 10 FT OF LOT 1 & EAST 30 FT OF LOT 2 OR BOOK 1758 PAGE 222
Legal Range	13E
Legal Township	15S
Legal Section	30
Legal Subdivision	SOUTH FOWLERWAY
Legal Block	11
Legal Lot Number	1
Jurisdiction	LEVY FL
Township / Civil Division	CEDAR KEY-YANKEETOWN
Census Block Group	1
Census Block	1143
Census Tract	970400

Owner

1218 Whiddon Ave is owned by an individual who bought it in October 2024.

Source: Levy County records, as of January 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	210 NE SUWANNEE RIVER DR, MAYO, FL 32066-5539
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2024	Warranty Deed, Transfer ACTION TITLE SERVICES, ACTION TTL CLOSING SVCS LLC
Mar 25, 2019	Warranty Deed, Transfer · Conventional with PMI BRYAN & DARLENE SKARUPSKI
Feb 23, 2017	Warranty Deed, Transfer · Construction Mortgage WHIDDON AVE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2024 · Amount on File
Deed Sale	Oct 22, 2024 · Amount on File
Prior Sale	Mar 25, 2019 · Amount on File
Deed Document Number	742163
Deed Book / Page	1758 / 222
Record Updated	Jun 8, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEVY FL
Recording Date	Oct 22, 2024
Property Address	1218 WHIDDON AVE, CEDAR KEY, FL 32625-4959
Document Number	0017580222
Book / Page	1758 / 222
Map Reference	MB 2 PG 34
Instrument Date	Oct 10, 2024
Instrument	742163
Transaction Type	Transfer
Record Updated	Jan 5, 2026
Title Company	ACTION TITLE SERVICES, ACTION TTL CLOSING SVCS LLC

Transaction

Amount	Amount on Record
Tax	$1,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1134 WHIDDON AVE, CEDAR KEY, FL 32625-4961

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 NE SUWANNEE RIVER DR, MAYO, FL 32066-5539

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEVY FL
Recording Date	Mar 25, 2019
Property Address	1218 WHIDDON AVE, CEDAR KEY, FL 32625-4959
Document Number	0014870569
Book / Page	001487 / 000569
Instrument Date	Feb 15, 2019
Instrument	650047
Transaction Type	Transfer
Record Updated	Apr 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1134 WHIDDON AVE CEDAR KEY FL 326254961, CEDAR KEY, FL 32625-4961

Mortgage

Document Number	14870571
Date	Mar 25, 2019
Book Page	001487/000571
Instrument	650048

Lender

Name	BRYAN & DARLENE SKARUPSKI
Address	PO BOX 129, CEDAR KEY, FL 32625-0129
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	120 Months
Due	Mar 24, 2029

Interest

Rate	5%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEVY FL
Recording Date	Feb 23, 2017
Property Address	1218 WHIDDON AVE, CEDAR KEY, FL 32625-4959
Document Number	0014140656
Book / Page	001414 / 000656
Instrument Date	Feb 21, 2017
Instrument	622840
Transaction Type	Transfer
Record Updated	Mar 15, 2017
Title Company	LEVY ABSTRACT AND TITLE COMPANY, LEVY ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 129 CEDAR KEY FL 326250129, CEDAR KEY, FL 32625-0129

Mortgage

Document Number	14140658
Date	Feb 23, 2017
Book Page	001414/000658
Instrument	622841

Lender

Name	WHIDDON AVE LLC
Address	767 TROPICAL CIR, SARASOTA, FL 34242-1438

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 22, 2018

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Levy County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Levy County
Municipality	Cedar Key City
Unified School District	Levy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$172,890 Land $75,000 Building $97,890	$172,890 Land $75,000 Building $97,890
2024	$3,495.00 (+3.8%)
2023	$3,367.00 (+9.39%)	$171,076 (+8.99%)	$171,076 (+8.99%) Land $75,000 Building $96,076
2022	$3,078.00	$156,964	$156,964 Land $75,000 Building $81,964

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1218 Whiddon Ave in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 186 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	378 units insured incl. 192 condo units
Nearby Flood Claims	614 (1983–2024)
Claims Outside the SFHA	1 of 614
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 149 claims Hurricane Idalia, Aug 2023 · 100 claims Tropical Storm Josephine, Oct 1996 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1218 Whiddon Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR KEY WTP serves 735 people · EPA ID FL2380178
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021 Haloacetic acids resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fiber by Central Florida Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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