1170 Whiddon Ave, Cedar Key, FL 32625 Property Records

Levy County property record for 1170 Whiddon Ave, Cedar Key, FL 32625

Property Summary

Property TypeMobile Home
Details2 ba · 962 sqft · built 1950
Lot Size0.22 acres (9,583 sqft)
OwnerCompany Name on Record
Last Sale$389,000 (May 2022)
Tax Bill$5,220 (2025)
Deeds & MortgagesMay 2022 Sale & Line of Credit
Dec 2019 Sale & Mortgage
Flood ZoneZone VE (high risk)
APN08898-000-00

Property Details

APN / Parcel Number

Primary APN08898-000-00
Alternative APN
  • 3015130889800000

Interior

Full Baths2 Baths
Building Area962 sqft Living Area
Gross Area1,274 sqft
1st Floor Area962 sqft
FlooringConcrete/Cement
Interior WallsPaneling

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2010
Architectural StyleMobile Home
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,583 sqft (0.22 acres)
PorchFinished/Open Porch
Porch Area408 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1170 WHIDDON AVE
CityCEDAR KEY
StateFL
Zip32625-4961
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal Description30-15-13 SOUTH FOWLERWAY BLK 10 LOT 6 & WEST 20 FT OF LOT 5 & EAST 10 FT OF LOT 7 OR BOOK 1640 PAGE 228
Legal Range13E
Legal Township15S
Legal Section30
Legal SubdivisionSOUTH FOWLERWAY
Legal Block10
Legal Lot Number6,5,7
JurisdictionLEVY FL
Township / Civil DivisionCEDAR KEY-YANKEETOWN
Census Block Group1
Census Block1150
Census Tract970400

Owner

Source: Levy County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address16080 NW 165TH ST, WILLISTON, FL 32696-4360
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
May 13, 2022Warranty Deed, Transfer · Line of Credit
DRUMMOND COMMUNITY BANK
Dec 20, 2019Warranty Deed, Transfer · Conventional Mortgage
ARTHUR & BARBARA SANCHEZ

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 13, 2022 · Amount on Record
Deed SaleMay 13, 2022 · Amount on Record
Prior SaleDec 20, 2019 · Amount on Record
Deed Document Number2022701545
Deed Book / Page1640 / 228
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEVY FL
Recording DateMay 13, 2022
Property Address1170 WHIDDON AVE, CEDAR KEY, FL 32625-4961
Document Number0016400228
Book / Page1640 / 228
Map ReferenceMB 2 PG 34
Instrument DateMay 10, 2022
Instrument701545
Transaction TypeTransfer
Record UpdatedJan 5, 2026
Title CompanyLEVY ABSTRACT AND TITLE COMPANY, LEVY ABSTRACT AND TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,723.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 463, CEDAR KEY, FL 32625-0463

Transferred To (Grantee/Buyer)

NameVerified Name
Address16080 NW 165TH ST, WILLISTON, FL 32696-4360

Mortgage

Document Number0001640230
DateMay 13, 2022
Instrument1640/230
Lender
NameDRUMMOND COMMUNITY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 12, 2037

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEVY FL
Recording DateDec 20, 2019
Property Address1170 WHIDDON AVE, CEDAR KEY, FL 32625-4961
Document Number0015180552
Book / Page001518 / 000552
Instrument DateDec 16, 2019
Instrument661110
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyLEVY ABSTRACT AND TITLE COMPANY, LEVY ABSTRACT & TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,281.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 463 CEDAR KEY FL 326250463, CEDAR KEY, FL 32625-0463

Mortgage

Document Number15180554
DateDec 20, 2019
Book Page001518/000554
Instrument661111
Lender
NameARTHUR & BARBARA SANCHEZ
AddressPO BOX 445, FERNANDINA BEACH, FL 32035-0445
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term24 Months
DueDec 19, 2021
Interest
Rate5%

Tax Assessment & Valuation

Source: Levy County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLevy County
MunicipalityCedar Key City
Unified School DistrictLevy County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,220.00 (-26.49%)$217,495 (-34.54%) Land $150,000 Building $67,495$217,495 (-34.54%) Land $150,000 Building $67,495
2024$7,101.00 (-5.98%)
2023$7,553.00 (+168.6%)$332,242 (+117.29%)$332,242 (+11.24%) Land $150,000 Building $182,242
2022$2,812.00 Homeowner's exemption$152,904$298,666 Land $150,000 Building $148,666

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation15.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 186 individual policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies378 units insured
incl. 192 condo units
Nearby Flood Claims614 (1983–2024)
Claims Outside the SFHA1 of 614
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 149 claims
  • Hurricane Idalia, Aug 2023 · 100 claims
  • Tropical Storm Josephine, Oct 1996 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR KEY WTP
serves 735 people · EPA ID FL2380178
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
Haloacetic acids
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fiber by Central Florida
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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