1218 Spruce Ave, Shady Side, MD 20764 Property Records

Anne Arundel County property record for 1218 Spruce Ave, Shady Side, MD 20764

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,244 sqft · built 1983
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Aug 2021)
Tax Bill	$4,255 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`07-155-90021594`

Property Details

APN / Parcel Number

Primary APN	`07-155-90021594`
Alternative APNs	`715590021594` `15590021594`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,244 sqft Living Area
1st Floor Area	1,244 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	15590021594
Street Address	1218 SPRUCE AVE
City	SHADY SIDE
State	MD
Zip	20764-9558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 4 BK 27 CEDARHURST ON THE BAY
Legal Subdivision	CEDARHURST ON THE BAY
Legal Block	27
Legal Lot Number	4
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2005
Census Tract	707001

Owner

1218 Spruce Ave is owned and occupied by an individual who bought it in August 2021.

Source: Anne Arundel County records, as of September 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1218 SPRUCE AVE, SHADY SIDE, MD 20764-9558
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2021 · Amount on File
Deed Sale	Aug 10, 2021 · Amount on File
Prior Sale	Dec 2, 1982 · Amount on File
Deed Book / Page	37343 / 434
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 10, 2021
Property Address	1218 SPRUCE AVE, SHADY SIDE, MD 20764-9558
Document Number	0373430434
Book / Page	37343 / 434
Map Reference	MB 7 PG 7
Instrument Date	Jul 21, 2021
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1218 SPRUCE AVE, SHADY SIDE, MD 20764-9558

Mortgage

Document Number	37343443
Date	Aug 10, 2021
Instrument	37343/443

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1218 Spruce Ave was $4,255.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,600 Land $131,700 Building $174,900	$306,600 Land $131,700 Building $174,900
2025	$4,255.00
2023	$2,613.00	$239,300 Land $131,700 Building $107,600	$239,300 Land $131,700 Building $107,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1218 Spruce Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 250 policies
Nearby Flood Policies	250 in force
Nearby Flood Claims	200 (1979–2024)
Claims Outside the SFHA	35 of 200
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Isabel, Sep 2003 · 147 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1218 Spruce Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880