Anne Arundel County property record for 1217 Spruce Ave, Shady Side, MD 20764
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,120 sqft · built 1980 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $215,000 (Oct 2021) |
| Tax Bill | $4,002 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 07-155-90017927 |
| Primary APN | 07-155-90017927 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.115 acres) |
| Deck Area | 134 sqft |
| Shed | 1 Shed |
| Shed Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 15590017927 |
|---|---|
| Street Address | 1217 SPRUCE AVE |
| City | SHADY SIDE |
| State | MD |
| Zip | 20764-9561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 17 BK 14 CEDARHURST ON THE BAY |
| Legal Subdivision | CEDARHURST ON THE BAY |
| Legal Block | 14 |
| Legal Lot Number | 17 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 707001 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1217 SPRUCE AVE, SHADY SIDE, MD 20764-9561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 13, 2021 | Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Nov 20, 2017 | Deed of Trust, Mortgage · FHA Mortgage ALLIED MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2021 · Amount on Record |
| Deed Sale | Oct 13, 2021 · Amount on Record |
| Prior Sale | Jul 28, 2004 · Amount on Record |
| Deed Book / Page | 37704 / 220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1217 SPRUCE AVE, SHADY SIDE, MD 20764-9561 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1217 SPRUCE AVE, SHADY SIDE, MD 20764-9561 |
| Document Number | 0366970375 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 36697/375 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 319 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 13, 2021 |
| Property Address | 1217 SPRUCE AVE, SHADY SIDE, MD 20764-9561 |
| Document Number | 0377040220 |
| Book / Page | 37704 / 220 |
| Map Reference | MB 15 FO 11 |
| Instrument Date | Sep 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2021 |
| Title Company | ABODE SETTLEMENT GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,687.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1217 SPRUCE AVE, SHADY SIDE, MD 20764-9561 |
| Document Number | 37704228 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 37704/228 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1217 SPRUCE AVE, SHADY SIDE, MD 20764-9561 |
| Document Number | 0316130483 |
| Book / Page | 031613 / 000483 |
| Instrument Date | Nov 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | ENDEAVOR TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 1217 SPRUCE AVE SHADY SIDE MD 207649561, SHADY SIDE, MD 20764-9561 |
| Document Number | 0316130483 |
|---|---|
| Date | Nov 29, 2017 |
| Book Page | 031613/000483 |
| Name | ALLIED MTG |
|---|---|
| Type | Mortgage Company |
| Address | BALA CYNWYD, PA 19004 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 28, 2047 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $278,900 (+17.73%) Land $131,700 Building $147,200 | $278,900 (+17.73%) Land $131,700 Building $147,200 | |
| 2025 | $4,002.00 (+54.76%) | ||
| 2023 | $2,586.00 | $236,900 Land $131,700 Building $105,200 | $236,900 Land $131,700 Building $105,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 250 policies |
| Nearby Flood Policies | 250 in force |
| Nearby Flood Claims | 200 (1979–2024) |
| Claims Outside the SFHA | 35 of 200 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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